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Single Family ResidenceResidential
$154,868$133 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 74How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

609 E SMITH ST

RUSSELL, IA 50238
3
Beds
1
Baths
1,161 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
8
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$155K
$114K low$195K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$135,495
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$108,396
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.11%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$19,373
MIDWEST HERITAGE BANK FSB · P · recorded Mar 17, 2011

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,426 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$233,543 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$26,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$207,543
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$248,718
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$233,543

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLucas
Lot (acres)The size of the land the home sits on, from county records.2.50
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 144 ft²Porch · 324 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Chariton High SchoolC+
High · Grades 9–12 · 6.7 mi
E
Columbus Elementary School
Elementary · Grades KG–2 · 6.7 mi
M
Chariton Middle SchoolB-
Middle · Grades 6–8 · 7.4 mi

District: Chariton Community School District

Neighborhood · ZIP 50238These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.3%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,400
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.12 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,881
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,592
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

609 E Smith St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 67% of homes in Russell 50238
  • Has a bigger lot than 66% of homes in Lucas County
  • Newer than 71% of homes in Lucas County

What homes are worth in Russell 50238

Each bar is how many homes fall in that price range. The marker is this home.

This home
$37K$464K

This home is worth more than 51% of homes in Russell 50238.

How it measures up in Russell 50238

The dot is this home. The mark in the middle is the typical home in Russell 50238.

Estimated value$154,868
CheaperTypical $152,313Pricier

Pricier than 51% of homes nearby

Price per ft²$133
CheaperTypical $118Pricier

Pricier than 58% of homes nearby

Living area1,161 ft²
SmallerTypical 1,338 ft²Bigger

Bigger than 33% of homes nearby

Lot size2.5 ac
SmallerTypical 1.83 acBigger

Bigger than 57% of homes nearby

Year built1978
OlderTypical 1963Newer

Newer than 70% of homes nearby

How 609 E Smith St ranks against every home in each area.
MeasureThis homeRussell 50238Lucas County
Estimated valuepricier than$154,86851% of homes39% of homes
Price per ft²pricier than$13358% of homes45% of homes
Living areabigger than1,161 ft²33% of homes39% of homes
Lot sizebigger than2.5 ac57% of homes66% of homes
Year builtnewer than197870% of homes71% of homes

About 609 E Smith St

How much is 609 E Smith St, Russell, IA worth?

The TopHap Estimate for 609 E Smith St, Russell, IA is $154,868 as of Jul 14, 2026. The likely range is $114,475 to $195,261. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 609 E Smith St, Russell, IA?

609 E Smith St, Russell, IA has 3 bedrooms, 1 bathrooms, 1,161 square feet of living space and a 2.50-acre lot.

When was 609 E Smith St, Russell, IA built?

609 E Smith St, Russell, IA was built in 1978, making it 48 years old. The building has 1 story.

What schools serve 609 E Smith St, Russell, IA?

609 E Smith St, Russell, IA is assigned to Chariton High School (high), rated C+; Columbus Elementary School (elementary); Chariton Middle School (middle), rated B-. All sit in Chariton Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 609 E Smith St, Russell, IA compare to other homes in Russell 50238?

Among the 617 homes in Russell 50238, it is worth more than 51% of them ($154,868 against a typical $152,313), its price per square foot is higher than 58% of them ($133 against a typical $118), it is bigger than 33% of them (1,161 ft² against a typical 1,338 ft²), its lot is bigger than 57% of them (2.5 ac against a typical 1.83 ac) and it is newer than 70% of them (1978 against a typical 1963). Measured against all of Lucas County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 609 E Smith St, Russell, IA?

The 2024 property tax bill for 609 E Smith St, Russell, IA was $4,426. The county assessed it at $233,543.

Closest homes

More homes in Russell 50238

Assigned schools

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