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Single Family ResidenceResidential
$241,299$212 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $136,000 on Oct 9, 2018

609 JAMES ST

BELDING, MI 48809
4
Beds
1.5
Baths
1,136 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$241K
$234K low$249K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$136,000 · Oct 9, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$100,811
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$80,649
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.56%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$140,488
AMERIFIRST FINANCIAL · E · recorded Oct 9, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,197 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$110,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$93,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$108,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$220,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyIONIA
Lot (acres)The size of the land the home sits on, from county records.0.20
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Belding Middle SchoolC
Middle · Grades 6–8 · 0.1 mi
H
Belding High SchoolD+
High · Grades 9–12 · 0.3 mi
E
Ellis Elementary School
Elementary · Grades PK–2 · 0.8 mi

District: Belding Area School District

Neighborhood · ZIP 48809These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.127
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.11,765
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.137 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,613
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,863
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

609 James St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 75% of homes in Ionia County
  • Smaller than 76% of homes in Ionia County
  • Has a smaller lot than 85% of homes in Ionia County
  • Older than 86% of homes in Ionia County

What homes are worth in Belding 48809

Each bar is how many homes fall in that price range. The marker is this home.

This home
$128K$655K

This home is worth more than 46% of homes in Belding 48809.

How it measures up in Belding 48809

The dot is this home. The mark in the middle is the typical home in Belding 48809.

Estimated value$241,299
CheaperTypical $249,791Pricier

Pricier than 46% of homes nearby

Price per ft²$212
CheaperTypical $185Pricier

Pricier than 69% of homes nearby

Living area1,136 ft²
SmallerTypical 1,387 ft²Bigger

Bigger than 28% of homes nearby

Lot size0.2 ac
SmallerTypical 0.69 acBigger

Bigger than 24% of homes nearby

Year built1900
OlderTypical 1965Newer

Newer than 26% of homes nearby

How 609 James St ranks against every home in each area.
MeasureThis homeBelding 48809Ionia County
Estimated valuepricier than$241,29946% of homes49% of homes
Price per ft²pricier than$21269% of homes75% of homes
Living areabigger than1,136 ft²28% of homes24% of homes
Lot sizebigger than0.2 ac24% of homes15% of homes
Year builtnewer than190026% of homes14% of homes

About 609 James St

How much is 609 James St, Belding, MI worth?

The TopHap Estimate for 609 James St, Belding, MI is $241,299 as of Jul 14, 2026. The likely range is $233,950 to $248,648. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 609 James St, Belding, MI last sell?

609 James St, Belding, MI last sold on Oct 9, 2018 for $136,000, according to the county's recorded deed. TopHap holds 6 recorded sales for this parcel.

How big is 609 James St, Belding, MI?

609 James St, Belding, MI has 4 bedrooms, 1.5 bathrooms, 1,136 square feet of living space and a 0.20-acre lot.

When was 609 James St, Belding, MI built?

609 James St, Belding, MI was built in 1900, making it 126 years old. It is a ranch home. The building has 2 stories.

What schools serve 609 James St, Belding, MI?

609 James St, Belding, MI is assigned to Belding Middle School (middle), rated C; Belding High School (high), rated D+; Ellis Elementary School (elementary). All sit in Belding Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 609 James St, Belding, MI compare to other homes in Belding 48809?

Among the 3,918 homes in Belding 48809, it is worth more than 46% of them ($241,299 against a typical $249,791), its price per square foot is higher than 69% of them ($212 against a typical $185), it is bigger than 28% of them (1,136 ft² against a typical 1,387 ft²), its lot is bigger than 24% of them (0.2 ac against a typical 0.69 ac) and it is newer than 26% of them (1900 against a typical 1965). Measured against all of Ionia County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 609 James St, Belding, MI?

The 2025 property tax bill for 609 James St, Belding, MI was $3,197. The county assessed it at $110,200.

Closest homes

More homes in Belding 48809

Assigned schools

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