Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$233,329$94 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $77,000 on Feb 10, 2012

610 W RICHARDS ST

OVERTON, TX 75684
2
Baths
2,484 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1955
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$233K
$212K low$254K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$77,000 · Feb 10, 2012
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$136,769
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$109,415
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.34%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$61,560
EVERETT FINANCIAL INC · recorded Sep 30, 2013
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$35,000
WELLS FARGO BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,755 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$236,162 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,473
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$221,689
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$188,584
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$236,162

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySMITH
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2005
Lot (acres)The size of the land the home sits on, from county records.0.28
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Arp Jr High SchoolD
Middle · Grades 6–8 · 5.2 mi
H
Arp High SchoolC+
High · Grades 9–12 · 5.3 mi
E
Arp Elementary SchoolB-
Elementary · Grades PK–5 · 5.6 mi

District: Arp Independent School District

Neighborhood · ZIP 75684These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.143
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.7,858
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.78 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,170
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,025
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

610 W Richards St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Overton 75684
  • Costs less per square foot than 95% of homes in Smith County
  • Bigger than 90% of homes in Overton 75684
  • Has a smaller lot than 86% of homes in Overton 75684
  • Older than 83% of homes in Smith County

What homes are worth in Overton 75684

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$595K

This home is worth more than 69% of homes in Overton 75684.

How it measures up in Overton 75684

The dot is this home. The mark in the middle is the typical home in Overton 75684.

Estimated value$233,329
CheaperTypical $179,349Pricier

Pricier than 69% of homes nearby

Price per ft²$94
CheaperTypical $114Pricier

Pricier than 32% of homes nearby

Living area2,484 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 90% of homes nearby

Lot size0.28 ac
SmallerTypical 1 acBigger

Bigger than 14% of homes nearby

Year built1955
OlderTypical 1975Newer

Newer than 33% of homes nearby

How 610 W Richards St ranks against every home in each area.
MeasureThis homeOverton 75684Smith County
Estimated valuepricier than$233,32969% of homes35% of homes
Price per ft²pricier than$9432% of homes5% of homes
Living areabigger than2,484 ft²90% of homes87% of homes
Lot sizebigger than0.28 ac14% of homes37% of homes
Year builtnewer than195533% of homes17% of homes

About 610 W Richards St

How much is 610 W Richards St, Overton, TX worth?

The TopHap Estimate for 610 W Richards St, Overton, TX is $233,329 as of Jul 14, 2026. The likely range is $212,241 to $254,417. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 610 W Richards St, Overton, TX last sell?

610 W Richards St, Overton, TX last sold on Feb 10, 2012 for $77,000, according to the county's recorded deed.

How big is 610 W Richards St, Overton, TX?

610 W Richards St, Overton, TX has 2 bathrooms, 2,484 square feet of living space and a 0.28-acre lot.

When was 610 W Richards St, Overton, TX built?

610 W Richards St, Overton, TX was built in 1955, making it 71 years old. The building has 1 story.

What schools serve 610 W Richards St, Overton, TX?

610 W Richards St, Overton, TX is assigned to Arp Jr High School (middle), rated D; Arp High School (high), rated C+; Arp Elementary School (elementary), rated B-. All sit in Arp Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 610 W Richards St, Overton, TX compare to other homes in Overton 75684?

Among the 2,790 homes in Overton 75684, it is worth more than 69% of them ($233,329 against a typical $179,349), its price per square foot is higher than 32% of them ($94 against a typical $114), it is bigger than 90% of them (2,484 ft² against a typical 1,456 ft²), its lot is bigger than 14% of them (0.28 ac against a typical 1 ac) and it is newer than 33% of them (1955 against a typical 1975). Measured against all of Smith County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 610 W Richards St, Overton, TX?

The 2025 property tax bill for 610 W Richards St, Overton, TX was $1,755. The county assessed it at $236,162.

Closest homes

More homes in Overton 75684

Assigned schools

Explore the area

See this home in context

Open 610 W Richards St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map