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Single Family ResidenceResidential
$241,132$157 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

6109 RIVERCLIFF LN

DAYTON, OH 45449
3
Beds
2
Baths
1,533 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1964
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$241K
$214K low$268K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$76,132
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$60,906
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.71%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$95,000
DAS ACQUISITION · recorded Apr 20, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$70,000
FIRST FINANCIAL BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,440 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$62,160 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,650
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$48,510
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$62,160
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$177,590

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMontgomery
HeatingThe type of heating system in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 240 ft²Porch · 168 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
West Carrollton High SchoolB
High · Grades 9–12 · 0.6 mi
M
West Carrollton Middle SchoolD+
Middle · Grades 7–8 · 1.4 mi
E
Walter Shade Early Childhood Center
Elementary · Grades PK–1 · 1.5 mi

District: West Carrollton City School District

Neighborhood · ZIP 45449These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.214
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.18,352
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,667 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,504
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,363
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

6109 Rivercliff Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 76% of homes in Dayton 45449
  • Bigger than 73% of homes in Dayton 45449
  • Has a bigger lot than 78% of homes in Dayton 45449

What homes are worth in Dayton 45449

Each bar is how many homes fall in that price range. The marker is this home.

This home
$57K$306K

This home is worth more than 76% of homes in Dayton 45449.

How it measures up in Dayton 45449

The dot is this home. The mark in the middle is the typical home in Dayton 45449.

Estimated value$241,132
CheaperTypical $188,556Pricier

Pricier than 76% of homes nearby

Price per ft²$157
CheaperTypical $146Pricier

Pricier than 62% of homes nearby

Living area1,533 ft²
SmallerTypical 1,264 ft²Bigger

Bigger than 73% of homes nearby

Lot size0.26 ac
SmallerTypical 0.19 acBigger

Bigger than 78% of homes nearby

Year built1964
OlderTypical 1967Newer

Newer than 38% of homes nearby

How 6109 Rivercliff Ln ranks against every home in each area.
MeasureThis homeDayton 45449Montgomery County
Estimated valuepricier than$241,13276% of homes64% of homes
Price per ft²pricier than$15762% of homes61% of homes
Living areabigger than1,533 ft²73% of homes57% of homes
Lot sizebigger than0.26 ac78% of homes67% of homes
Year builtnewer than196438% of homes58% of homes

About 6109 Rivercliff Ln

How much is 6109 Rivercliff Ln, Dayton, OH worth?

The TopHap Estimate for 6109 Rivercliff Ln, Dayton, OH is $241,132 as of Jul 14, 2026. The likely range is $213,867 to $268,397. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 6109 Rivercliff Ln, Dayton, OH?

6109 Rivercliff Ln, Dayton, OH has 3 bedrooms, 2 bathrooms and 1,533 square feet of living space.

When was 6109 Rivercliff Ln, Dayton, OH built?

6109 Rivercliff Ln, Dayton, OH was built in 1964, making it 62 years old. It is a ranch home. The building has 1 story.

What schools serve 6109 Rivercliff Ln, Dayton, OH?

6109 Rivercliff Ln, Dayton, OH is assigned to West Carrollton High School (high), rated B; West Carrollton Middle School (middle), rated D+; Walter Shade Early Childhood Center (elementary). All sit in West Carrollton City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 6109 Rivercliff Ln, Dayton, OH compare to other homes in Dayton 45449?

Among the 6,453 homes in Dayton 45449, it is worth more than 76% of them ($241,132 against a typical $188,556), its price per square foot is higher than 62% of them ($157 against a typical $146), it is bigger than 73% of them (1,533 ft² against a typical 1,264 ft²), its lot is bigger than 78% of them (0.26 ac against a typical 0.19 ac) and it is newer than 38% of them (1964 against a typical 1967). Measured against all of Montgomery County, it is worth more than 64% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 6109 Rivercliff Ln, Dayton, OH?

The 2024 property tax bill for 6109 Rivercliff Ln, Dayton, OH was $4,440. The county assessed it at $62,160.

Closest homes

More homes in Dayton 45449

Assigned schools

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