Skip to content
Skip to content
TopHapOpen in map
CondominiumResidential
$180,000$143 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $177,000 on Aug 6, 2026

620 TERRACE RIDGE CIR

DAVENPORT, FL 33896
2
Beds
2
Baths
1,261 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
683 ft²
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.

Valuation

$180K
$174K low$186K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$177,000 · Aug 6, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$38,400
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$30,720
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$141,600
6.49% 2 · recorded Aug 6, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,418 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$187,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$186,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$190,575
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$187,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyPOLK
Lot (acres)The size of the land the home sits on, from county records.0.02
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 80 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Loughman Oaks Elementary SchoolD-
Elementary · Grades PK–5 · 2.5 mi
M
Shelley S. Boone Middle SchoolD+
Middle · Grades 6–8 · 10.5 mi
H
Davenport High SchoolD+
High · Grades 9–12 · 30.4 mi

District: Polk County School District

Neighborhood · ZIP 33896These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.205
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.70%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.19,532
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,223 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,903
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,090
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.65%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

620 Terrace Ridge Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Davenport 33896
  • Costs less per square foot than 94% of homes in Davenport 33896
  • Smaller than 94% of homes in Davenport 33896
  • Among the smallest lots in TownCenter East
  • Older than 73% of homes in Davenport 33896

What homes are worth in Davenport 33896

Each bar is how many homes fall in that price range. The marker is this home.

This home
$187K$688K

This home is worth more than 2% of homes in Davenport 33896.

How it measures up in Davenport 33896

The dot is this home. The mark in the middle is the typical home in Davenport 33896.

Estimated value$180,000
CheaperTypical $356,369Pricier

Pricier than 2% of homes nearby

Price per ft²$143
CheaperTypical $180Pricier

Pricier than 6% of homes nearby

Living area1,261 ft²
SmallerTypical 1,901 ft²Bigger

Bigger than 6% of homes nearby

Lot size683 ft²
SmallerTypical 0.13 acBigger

Bigger than 4% of homes nearby

Year built2005
OlderTypical 2016Newer

Newer than 27% of homes nearby

How 620 Terrace Ridge Cir ranks against every home in each area.
MeasureThis homeTownCenter EastDavenport 33896Polk County
Estimated valuepricier than$180,0003% of homes2% of homes12% of homes
Price per ft²pricier than$14311% of homes6% of homes15% of homes
Living areabigger than1,261 ft²14% of homes6% of homes25% of homes
Lot sizebigger than683 ft²almost no homes4% of homes2% of homes
Year builtnewer than200567% of homes27% of homes64% of homes

About 620 Terrace Ridge Cir

How much is 620 Terrace Ridge Cir, Davenport, FL worth?

The TopHap Estimate for 620 Terrace Ridge Cir, Davenport, FL is $180,000 as of Jul 14, 2026. The likely range is $174,056 to $185,944. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 620 Terrace Ridge Cir, Davenport, FL last sell?

620 Terrace Ridge Cir, Davenport, FL last sold on Aug 6, 2026 for $177,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 620 Terrace Ridge Cir, Davenport, FL?

620 Terrace Ridge Cir, Davenport, FL has 2 bedrooms, 2 bathrooms, 1,261 square feet of living space and a 0.02-acre lot.

When was 620 Terrace Ridge Cir, Davenport, FL built?

620 Terrace Ridge Cir, Davenport, FL was built in 2005, making it 21 years old. It is a condo/apartment home.

What schools serve 620 Terrace Ridge Cir, Davenport, FL?

620 Terrace Ridge Cir, Davenport, FL is assigned to Loughman Oaks Elementary School (elementary), rated D-; Shelley S. Boone Middle School (middle), rated D+; Davenport High School (high), rated D+. All sit in Polk County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 620 Terrace Ridge Cir, Davenport, FL compare to other homes in Davenport 33896?

Among the 11,816 homes in Davenport 33896, it is worth more than 2% of them ($180,000 against a typical $356,369), its price per square foot is higher than 6% of them ($143 against a typical $180), it is bigger than 6% of them (1,261 ft² against a typical 1,901 ft²), its lot is bigger than 4% of them (683 ft² against a typical 0.13 ac) and it is newer than 27% of them (2005 against a typical 2016). Measured against all of Polk County, it is worth more than 12% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 620 Terrace Ridge Cir, Davenport, FL?

The 2025 property tax bill for 620 Terrace Ridge Cir, Davenport, FL was $2,418. The county assessed it at $187,000.

Closest homes

More homes in Davenport 33896

Assigned schools

Explore the area

See this home in context

Open 620 Terrace Ridge Cir on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map