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CondominiumResidential
$215,581$155 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $165,000 on Sep 15, 2020

6205 RIVER TERRACE PL

LOUISVILLE, KY 40258
3
Beds
1
Baths
1,394 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$216K
$201K low$230K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$165,000 · Sep 15, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$83,581
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$66,865
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.58%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$132,000
UNITED WHOLESALE MTG · recorded Sep 15, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,382 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$165,000 (2024)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$165,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$165,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$165,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
CountyJefferson
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Conway Middle SchoolD
Middle · Grades 6–8 · 0.4 mi
H
Pleasure Ridge Park High SchoolD
High · Grades 9–12 · 0.5 mi
E
Greenwood Elementary SchoolF
Elementary · Grades KG–5 · 0.6 mi

District: Jefferson County School District

Neighborhood · ZIP 40258These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.80
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.49

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.27,019
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,051 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,555
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,410
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

6205 River Terrace Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 66% of homes in Jefferson County
  • Costs less per square foot than 90% of homes in Louisville 40258
  • Bigger than 78% of homes in Louisville 40258
  • Newer than 84% of homes in Jefferson County

What homes are worth in Louisville 40258

Each bar is how many homes fall in that price range. The marker is this home.

This home
$145K$364K

This home is worth more than 38% of homes in Louisville 40258.

How it measures up in Louisville 40258

The dot is this home. The mark in the middle is the typical home in Louisville 40258.

Estimated value$215,581
CheaperTypical $225,651Pricier

Pricier than 38% of homes nearby

Price per ft²$155
CheaperTypical $192Pricier

Pricier than 10% of homes nearby

Living area1,394 ft²
SmallerTypical 1,148 ft²Bigger

Bigger than 78% of homes nearby

Year built1997
OlderTypical 1964Newer

Newer than 81% of homes nearby

How 6205 River Terrace Pl ranks against every home in each area.
MeasureThis homeLouisville 40258Jefferson County
Estimated valuepricier than$215,58138% of homes34% of homes
Price per ft²pricier than$15510% of homes23% of homes
Living areabigger than1,394 ft²78% of homes54% of homes
Year builtnewer than199781% of homes84% of homes

About 6205 River Terrace Pl

How much is 6205 River Terrace Pl, Louisville, KY worth?

The TopHap Estimate for 6205 River Terrace Pl, Louisville, KY is $215,581 as of Jul 14, 2026. The likely range is $201,016 to $230,146. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 6205 River Terrace Pl, Louisville, KY last sell?

6205 River Terrace Pl, Louisville, KY last sold on Sep 15, 2020 for $165,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 6205 River Terrace Pl, Louisville, KY?

6205 River Terrace Pl, Louisville, KY has 3 bedrooms, 1 bathrooms and 1,394 square feet of living space.

When was 6205 River Terrace Pl, Louisville, KY built?

6205 River Terrace Pl, Louisville, KY was built in 1997, making it 29 years old. The building has 1 story.

What schools serve 6205 River Terrace Pl, Louisville, KY?

6205 River Terrace Pl, Louisville, KY is assigned to Conway Middle School (middle), rated D; Pleasure Ridge Park High School (high), rated D; Greenwood Elementary School (elementary), rated F. All sit in Jefferson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 6205 River Terrace Pl, Louisville, KY compare to other homes in Louisville 40258?

Among the 9,973 homes in Louisville 40258, it is worth more than 38% of them ($215,581 against a typical $225,651), its price per square foot is higher than 10% of them ($155 against a typical $192), it is bigger than 78% of them (1,394 ft² against a typical 1,148 ft²) and it is newer than 81% of them (1997 against a typical 1964). Measured against all of Jefferson County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 6205 River Terrace Pl, Louisville, KY?

The 2024 property tax bill for 6205 River Terrace Pl, Louisville, KY was $1,382. The county assessed it at $165,000.

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