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Single Family ResidenceResidential
$208,200$213 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $73,000 on May 1, 2002

623 LLOYD ST

FORT WALTON BEACH, FL 32547
2
Beds
2
Baths
976 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$208K
$195K low$222K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$73,000 · May 1, 2002

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,986 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$161,919 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$73,650
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$88,269
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$156,355
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$161,919

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.42 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOkaloosa
Lot (acres)The size of the land the home sits on, from county records.0.10
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 20 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Wright Elementary SchoolD
Elementary · Grades PK–5 · 0.3 mi
M
W.C. Pryor Middle SchoolC
Middle · Grades 6–8 · 0.6 mi
H
Choctawhatchee High SchoolC
High · Grades 9–12 · 0.9 mi

District: Okaloosa County School District

Neighborhood · ZIP 32547These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.37,315
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.319 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,284
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,186
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.69 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

623 Lloyd St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Okaloosa County
  • Costs more per square foot than 67% of homes in Fort Walton Beach 32547
  • Smaller than 92% of homes in Fort Walton Beach 32547
  • Has a smaller lot than 90% of homes in Okaloosa County

What homes are worth in Fort Walton Beach 32547

Each bar is how many homes fall in that price range. The marker is this home.

This home
$126K$821K

This home is worth more than 16% of homes in Fort Walton Beach 32547.

How it measures up in Fort Walton Beach 32547

The dot is this home. The mark in the middle is the typical home in Fort Walton Beach 32547.

Estimated value$208,200
CheaperTypical $301,893Pricier

Pricier than 16% of homes nearby

Price per ft²$213
CheaperTypical $194Pricier

Pricier than 67% of homes nearby

Living area976 ft²
SmallerTypical 1,542 ft²Bigger

Bigger than 8% of homes nearby

Lot size0.1 ac
SmallerTypical 0.21 acBigger

Bigger than 21% of homes nearby

Year built1984
OlderTypical 1985Newer

Newer than 50% of homes nearby

How 623 Lloyd St ranks against every home in each area.
MeasureThis homeFort Walton Beach 32547Okaloosa County
Estimated valuepricier than$208,20016% of homes12% of homes
Price per ft²pricier than$21367% of homes55% of homes
Living areabigger than976 ft²8% of homes9% of homes
Lot sizebigger than0.1 ac21% of homes10% of homes
Year builtnewer than198450% of homes38% of homes

About 623 Lloyd St

How much is 623 Lloyd St, Fort Walton Beach, FL worth?

The TopHap Estimate for 623 Lloyd St, Fort Walton Beach, FL is $208,200 as of Sep 24, 2026. The likely range is $194,551 to $221,849. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 623 Lloyd St, Fort Walton Beach, FL last sell?

623 Lloyd St, Fort Walton Beach, FL last sold on May 1, 2002 for $73,000, according to the county's recorded deed.

How big is 623 Lloyd St, Fort Walton Beach, FL?

623 Lloyd St, Fort Walton Beach, FL has 2 bedrooms, 2 bathrooms, 976 square feet of living space and a 0.10-acre lot.

When was 623 Lloyd St, Fort Walton Beach, FL built?

623 Lloyd St, Fort Walton Beach, FL was built in 1984, making it 42 years old. The building has 1 story.

What schools serve 623 Lloyd St, Fort Walton Beach, FL?

623 Lloyd St, Fort Walton Beach, FL is assigned to Wright Elementary School (elementary), rated D; W.C. Pryor Middle School (middle), rated C; Choctawhatchee High School (high), rated C. All sit in Okaloosa County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 623 Lloyd St, Fort Walton Beach, FL compare to other homes in Fort Walton Beach 32547?

Among the 11,748 homes in Fort Walton Beach 32547, it is worth more than 16% of them ($208,200 against a typical $301,893), its price per square foot is higher than 67% of them ($213 against a typical $194), it is bigger than 8% of them (976 ft² against a typical 1,542 ft²), its lot is bigger than 21% of them (0.1 ac against a typical 0.21 ac) and it is newer than 50% of them (1984 against a typical 1985). Measured against all of Okaloosa County, it is worth more than 12% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 623 Lloyd St, Fort Walton Beach, FL?

The 2025 property tax bill for 623 Lloyd St, Fort Walton Beach, FL was $1,986. The county assessed it at $161,919.

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