Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$1,896,679$416 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

628 ROCK LEDGE LN

LINVILLE, NC 28646
4
Beds
6 / 1
Baths
4,555 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.95 ac
Lot SizeThe size of the land the home sits on, from county records.
2010
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$1.9M
$1.8M low$2M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$403,501
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$322,801
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.78%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$1,493,178
TRUIST BANK · 4.75% · recorded Sep 23, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,537 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,134,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$90,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,044,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,134,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,134,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.17
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
22
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
63
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyAvery
Lot (acres)The size of the land the home sits on, from county records.3.95
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 162 ft²Patio · 162 ft²Porch · 657 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Newland Elementary SchoolC
Elementary · Grades PK–5 · 3.3 mi
M
Avery Middle SchoolD-
Middle · Grades 6–8 · 3.4 mi
H
Avery County High SchoolD+
High · Grades 9–12 · 3.5 mi

District: Avery County Schools

Neighborhood · ZIP 28646These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.154
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.103

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.24%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.983
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,834
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,845
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

628 Rock Ledge Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Avery County
  • Costs less per square foot than 78% of homes in Linville Ridge
  • Bigger than 95% of homes in Avery County
  • Has a bigger lot than 88% of homes in Linville 28646
  • Newer than 93% of homes in Linville 28646

What homes are worth in Linville 28646

Each bar is how many homes fall in that price range. The marker is this home.

This home
$48K$4.9M

This home is worth more than 69% of homes in Linville 28646.

How it measures up in Linville 28646

The dot is this home. The mark in the middle is the typical home in Linville 28646.

Estimated value$1,896,679
CheaperTypical $1,179,271Pricier

Pricier than 69% of homes nearby

Price per ft²$416
CheaperTypical $472Pricier

Pricier than 41% of homes nearby

Living area4,555 ft²
SmallerTypical 2,969 ft²Bigger

Bigger than 81% of homes nearby

Lot size3.95 ac
SmallerTypical 0.98 acBigger

Bigger than 88% of homes nearby

Year built2010
OlderTypical 1984Newer

Newer than 93% of homes nearby

How 628 Rock Ledge Ln ranks against every home in each area.
MeasureThis homeLinville RidgeLinville 28646Avery County
Estimated valuepricier than$1,896,67951% of homes69% of homes94% of homes
Price per ft²pricier than$41622% of homes41% of homes78% of homes
Living areabigger than4,555 ft²67% of homes81% of homes95% of homes
Lot sizebigger than3.95 ac77% of homes88% of homes83% of homes
Year builtnewer than201089% of homes93% of homes89% of homes

About 628 Rock Ledge Ln

How much is 628 Rock Ledge Ln, Linville, NC worth?

The TopHap Estimate for 628 Rock Ledge Ln, Linville, NC is $1,896,679 as of Jul 14, 2026. The likely range is $1,763,835 to $2,029,523. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 628 Rock Ledge Ln, Linville, NC last sell?

628 Rock Ledge Ln, Linville, NC last sold on Dec 4, 2012, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 628 Rock Ledge Ln, Linville, NC?

628 Rock Ledge Ln, Linville, NC has 4 bedrooms, 6 bathrooms, 4,555 square feet of living space and a 3.95-acre lot.

When was 628 Rock Ledge Ln, Linville, NC built?

628 Rock Ledge Ln, Linville, NC was built in 2010, making it 16 years old. The building has 2 stories.

What schools serve 628 Rock Ledge Ln, Linville, NC?

628 Rock Ledge Ln, Linville, NC is assigned to Newland Elementary School (elementary), rated C; Avery Middle School (middle), rated D-; Avery County High School (high), rated D+. All sit in Avery County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 628 Rock Ledge Ln, Linville, NC compare to other homes in Linville 28646?

Among the 1,204 homes in Linville 28646, it is worth more than 69% of them ($1,896,679 against a typical $1,179,271), its price per square foot is higher than 41% of them ($416 against a typical $472), it is bigger than 81% of them (4,555 ft² against a typical 2,969 ft²), its lot is bigger than 88% of them (3.95 ac against a typical 0.98 ac) and it is newer than 93% of them (2010 against a typical 1984). Measured against all of Avery County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 628 Rock Ledge Ln, Linville, NC?

The 2025 property tax bill for 628 Rock Ledge Ln, Linville, NC was $4,537. The county assessed it at $1,134,200.

More homes on Rock Ledge Ln

Closest homes

More homes in Linville 28646

Assigned schools

Explore the area

See this home in context

Open 628 Rock Ledge Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map