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Single Family ResidenceResidential
$117,615$107 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $53,000 on Jun 28, 1996

630 EFFINGHAM DR

RICHMOND, VA 23224
3
Beds
1
Baths
1,100 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$118K
$96K low$139K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$53,000 · Jun 28, 1996
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$43,765
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$35,012
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.66%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$59,850
AMERIGROUP MTG · recorded Jul 30, 2004
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$14,000
SUNTRUST BK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,184 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$182,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$53,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$129,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$180,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$182,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bungalow
CountyRICHMOND CITY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1970
Lot (acres)The size of the land the home sits on, from county records.0.28
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 429 ft²Porch · 16 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Miles J. Jones Elementary SchoolF
Elementary · Grades PK–5 · 1.0 mi
H
Huguenot High SchoolD-
High · Grades 9–12 · 3.3 mi
M
River City Middle SchoolD-
Middle · Grades 6–8 · 3.3 mi

District: Richmond City Public Schools

Neighborhood · ZIP 23224These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.42,503
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,527 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$47,837
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$57,950
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

630 Effingham Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Richmond city County
  • Costs less per square foot than 87% of homes in Richmond city County
  • Smaller than 78% of homes in Richmond city County
  • Has a smaller lot than 87% of homes in Woodhaven

What homes are worth in Richmond 23224

Each bar is how many homes fall in that price range. The marker is this home.

This home
$65K$343K

This home is worth more than 22% of homes in Richmond 23224.

How it measures up in Richmond 23224

The dot is this home. The mark in the middle is the typical home in Richmond 23224.

Estimated value$117,615
CheaperTypical $154,790Pricier

Pricier than 22% of homes nearby

Price per ft²$107
CheaperTypical $122Pricier

Pricier than 34% of homes nearby

Living area1,100 ft²
SmallerTypical 1,261 ft²Bigger

Bigger than 36% of homes nearby

Lot size0.28 ac
SmallerTypical 0.19 acBigger

Bigger than 74% of homes nearby

Year built1950
OlderTypical 1954Newer

Newer than 46% of homes nearby

How 630 Effingham Dr ranks against every home in each area.
MeasureThis homeWoodhavenRichmond 23224Richmond city County
Estimated valuepricier than$117,61513% of homes22% of homes9% of homes
Price per ft²pricier than$10735% of homes34% of homes13% of homes
Living areabigger than1,100 ft²28% of homes36% of homes22% of homes
Lot sizebigger than0.28 ac13% of homes74% of homes76% of homes
Year builtnewer than195036% of homes46% of homes56% of homes

About 630 Effingham Dr

How much is 630 Effingham Dr, Richmond, VA worth?

The TopHap Estimate for 630 Effingham Dr, Richmond, VA is $117,615 as of Jul 14, 2026. The likely range is $96,355 to $138,875. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 630 Effingham Dr, Richmond, VA last sell?

630 Effingham Dr, Richmond, VA last sold on Jun 28, 1996 for $53,000, according to the county's recorded deed.

How big is 630 Effingham Dr, Richmond, VA?

630 Effingham Dr, Richmond, VA has 3 bedrooms, 1 bathrooms, 1,100 square feet of living space and a 0.28-acre lot.

When was 630 Effingham Dr, Richmond, VA built?

630 Effingham Dr, Richmond, VA was built in 1950, making it 76 years old. It is a bungalow home. The building has 1 story.

What schools serve 630 Effingham Dr, Richmond, VA?

630 Effingham Dr, Richmond, VA is assigned to Miles J. Jones Elementary School (elementary), rated F; Huguenot High School (high), rated D-; River City Middle School (middle), rated D-. All sit in Richmond City Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 630 Effingham Dr, Richmond, VA compare to other homes in Richmond 23224?

Among the 9,343 homes in Richmond 23224, it is worth more than 22% of them ($117,615 against a typical $154,790), its price per square foot is higher than 34% of them ($107 against a typical $122), it is bigger than 36% of them (1,100 ft² against a typical 1,261 ft²), its lot is bigger than 74% of them (0.28 ac against a typical 0.19 ac) and it is newer than 46% of them (1950 against a typical 1954). Measured against all of Richmond city County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 630 Effingham Dr, Richmond, VA?

The 2026 property tax bill for 630 Effingham Dr, Richmond, VA was $2,184. The county assessed it at $182,000.

Closest homes

More homes in Richmond 23224

Assigned schools

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