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Single Family ResidenceResidential
$311,822$168 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $200,000 on Dec 11, 2017

630 TWO RIVERS RD

FERGUS FALLS, MN 56537
2
Beds
2
Baths
1,856 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.97 ac
Lot SizeThe size of the land the home sits on, from county records.
2009
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$312K
$300K low$323K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$200,000 · Dec 11, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$311,822
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$249,458

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,388 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$311,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$288,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$300,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$311,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
29
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
33
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
46
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
41
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.29 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.A-Frame
CountyOTTER TAIL
Lot (acres)The size of the land the home sits on, from county records.0.97
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 364 ft²Porch · 72 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Adams Elementary School
Elementary · Grades 1–3 · 3.1 mi
M
Iq Academy 9-12C-
Middle · Grades 9–12 · 3.4 mi

District: Fergus Falls Public School District

Neighborhood · ZIP 56537These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.19,451
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.64 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,087
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,018
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.23 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

630 Two Rivers Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Fergus Falls 56537
  • Costs less per square foot than 90% of homes in Otter Tail County
  • Bigger than 94% of homes in Fergus Falls 56537
  • Has a bigger lot than 69% of homes in Fergus Falls 56537
  • Newer than 91% of homes in Fergus Falls 56537

What homes are worth in Fergus Falls 56537

Each bar is how many homes fall in that price range. The marker is this home.

This home
$99K$637K

This home is worth more than 68% of homes in Fergus Falls 56537.

How it measures up in Fergus Falls 56537

The dot is this home. The mark in the middle is the typical home in Fergus Falls 56537.

Estimated value$311,822
CheaperTypical $245,917Pricier

Pricier than 68% of homes nearby

Price per ft²$168
CheaperTypical $234Pricier

Pricier than 12% of homes nearby

Living area1,856 ft²
SmallerTypical 1,040 ft²Bigger

Bigger than 94% of homes nearby

Lot size0.97 ac
SmallerTypical 0.35 acBigger

Bigger than 69% of homes nearby

Year built2009
OlderTypical 1968Newer

Newer than 91% of homes nearby

How 630 Two Rivers Rd ranks against every home in each area.
MeasureThis homeFergus Falls 56537Otter Tail County
Estimated valuepricier than$311,82268% of homes56% of homes
Price per ft²pricier than$16812% of homes10% of homes
Living areabigger than1,856 ft²94% of homes94% of homes
Lot sizebigger than0.97 ac69% of homes53% of homes
Year builtnewer than200991% of homes83% of homes

About 630 Two Rivers Rd

How much is 630 Two Rivers Rd, Fergus Falls, MN worth?

The TopHap Estimate for 630 Two Rivers Rd, Fergus Falls, MN is $311,822 as of Jul 14, 2026. The likely range is $300,359 to $323,285. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 630 Two Rivers Rd, Fergus Falls, MN last sell?

630 Two Rivers Rd, Fergus Falls, MN last sold on Dec 11, 2017 for $200,000, according to the county's recorded deed.

How big is 630 Two Rivers Rd, Fergus Falls, MN?

630 Two Rivers Rd, Fergus Falls, MN has 2 bedrooms, 2 bathrooms, 1,856 square feet of living space and a 0.97-acre lot.

When was 630 Two Rivers Rd, Fergus Falls, MN built?

630 Two Rivers Rd, Fergus Falls, MN was built in 2009, making it 17 years old. It is a a-frame home. The building has 1 story.

What schools serve 630 Two Rivers Rd, Fergus Falls, MN?

630 Two Rivers Rd, Fergus Falls, MN is assigned to Adams Elementary School (elementary); Iq Academy 9-12 (middle), rated C-. All sit in Fergus Falls Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 630 Two Rivers Rd, Fergus Falls, MN compare to other homes in Fergus Falls 56537?

Among the 8,871 homes in Fergus Falls 56537, it is worth more than 68% of them ($311,822 against a typical $245,917), its price per square foot is higher than 12% of them ($168 against a typical $234), it is bigger than 94% of them (1,856 ft² against a typical 1,040 ft²), its lot is bigger than 69% of them (0.97 ac against a typical 0.35 ac) and it is newer than 91% of them (2009 against a typical 1968). Measured against all of Otter Tail County, it is worth more than 56% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 630 Two Rivers Rd, Fergus Falls, MN?

The 2026 property tax bill for 630 Two Rivers Rd, Fergus Falls, MN was $3,388. The county assessed it at $311,900.

Closest homes

More homes in Fergus Falls 56537

Assigned schools

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