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Single Family ResidenceResidential
$247,296$246 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $235,000 on Feb 6, 2025

631 N RACE ST

STATESVILLE, NC 28677
3
Beds
2 / 1
Baths
1,005 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$247K
$226K low$268K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$235,000 · Feb 6, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$10,296
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$8,237
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.95%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$237,000
STATE EMPLOYEES CU · 5.77% 1 · recorded Feb 6, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,074 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$197,890 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$24,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$173,890
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$197,890
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$197,890

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyIredell
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2015
Lot (acres)The size of the land the home sits on, from county records.0.28
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 100 ft²Patio · 100 ft²Porch · 75 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Statesville High SchoolD-
High · Grades 9–12 · 0.6 mi
E
N.B. Mills Elementary SchoolD
Elementary · Grades PK–5 · 0.6 mi
M
Third Creek Middle SchoolF
Middle · Grades 6–8 · 4.0 mi

District: Iredell-Statesville Schools

Neighborhood · ZIP 28677These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.137
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.38,734
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.452 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,366
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,138
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

631 N Race St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Iredell County
  • Costs more per square foot than 92% of homes in Statesville 28677
  • Smaller than 94% of homes in Iredell County
  • Has a smaller lot than 73% of homes in Iredell County
  • Older than 71% of homes in Iredell County

What homes are worth in Statesville 28677

Each bar is how many homes fall in that price range. The marker is this home.

This home
$57K$858K

This home is worth more than 50% of homes in Statesville 28677.

How it measures up in Statesville 28677

The dot is this home. The mark in the middle is the typical home in Statesville 28677.

Estimated value$247,296
CheaperTypical $249,358Pricier

Pricier than 50% of homes nearby

Price per ft²$246
CheaperTypical $156Pricier

Pricier than 92% of homes nearby

Living area1,005 ft²
SmallerTypical 1,548 ft²Bigger

Bigger than 13% of homes nearby

Lot size0.28 ac
SmallerTypical 0.47 acBigger

Bigger than 30% of homes nearby

Year built1980
OlderTypical 1978Newer

Newer than 51% of homes nearby

How 631 N Race St ranks against every home in each area.
MeasureThis homeStatesville 28677Iredell County
Estimated valuepricier than$247,29650% of homes24% of homes
Price per ft²pricier than$24692% of homes74% of homes
Living areabigger than1,005 ft²13% of homes6% of homes
Lot sizebigger than0.28 ac30% of homes27% of homes
Year builtnewer than198051% of homes29% of homes

About 631 N Race St

How much is 631 N Race St, Statesville, NC worth?

The TopHap Estimate for 631 N Race St, Statesville, NC is $247,296 as of Jul 14, 2026. The likely range is $226,337 to $268,255. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 631 N Race St, Statesville, NC last sell?

631 N Race St, Statesville, NC last sold on Feb 6, 2025 for $235,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 631 N Race St, Statesville, NC?

631 N Race St, Statesville, NC has 3 bedrooms, 2 bathrooms, 1,005 square feet of living space and a 0.28-acre lot.

When was 631 N Race St, Statesville, NC built?

631 N Race St, Statesville, NC was built in 1980, making it 46 years old. The building has 1 story.

What schools serve 631 N Race St, Statesville, NC?

631 N Race St, Statesville, NC is assigned to Statesville High School (high), rated D-; N.B. Mills Elementary School (elementary), rated D; Third Creek Middle School (middle), rated F. All sit in Iredell-Statesville Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 631 N Race St, Statesville, NC compare to other homes in Statesville 28677?

Among the 15,890 homes in Statesville 28677, it is worth more than 50% of them ($247,296 against a typical $249,358), its price per square foot is higher than 92% of them ($246 against a typical $156), it is bigger than 13% of them (1,005 ft² against a typical 1,548 ft²), its lot is bigger than 30% of them (0.28 ac against a typical 0.47 ac) and it is newer than 51% of them (1980 against a typical 1978). Measured against all of Iredell County, it is worth more than 24% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 631 N Race St, Statesville, NC?

The 2025 property tax bill for 631 N Race St, Statesville, NC was $2,074. The county assessed it at $197,890.

Closest homes

More homes in Statesville 28677

Assigned schools

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