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Single Family ResidenceResidential
$86,667$115 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

631 PROSPECT ST

ELKHART, IN 46514
3
Beds
2 / 1
Baths
756 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$87K
$79K low$94K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,172 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$129,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$110,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$114,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$129,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyElkhart
Lot (acres)The size of the land the home sits on, from county records.0.14
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 200 ft²Porch · 249 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
North Side Middle SchoolD
Middle · Grades 7–8 · 0.9 mi
E
Beardsley Elementary SchoolD+
Elementary · Grades KG–6 · 1.2 mi
H
Elkhart High SchoolD-
High · Grades 9–12 · 1.6 mi

District: Elkhart Community Schools

Neighborhood · ZIP 46514These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.43,282
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,071 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,821
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,622
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

631 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Elkhart 46514
  • Costs less per square foot than 82% of homes in Elkhart County
  • Among the smallest homes in Riverside
  • Has a smaller lot than 91% of homes in Elkhart 46514
  • Older than 90% of homes in Elkhart 46514

What homes are worth in Elkhart 46514

Each bar is how many homes fall in that price range. The marker is this home.

This home
$87K$752K

This home is worth more than 2% of homes in Elkhart 46514.

How it measures up in Elkhart 46514

The dot is this home. The mark in the middle is the typical home in Elkhart 46514.

Estimated value$86,667
CheaperTypical $239,744Pricier

Pricier than 2% of homes nearby

Price per ft²$115
CheaperTypical $154Pricier

Pricier than 19% of homes nearby

Living area756 ft²
SmallerTypical 1,496 ft²Bigger

Bigger than 3% of homes nearby

Lot size0.14 ac
SmallerTypical 0.36 acBigger

Bigger than 9% of homes nearby

Year built1920
OlderTypical 1969Newer

Newer than 10% of homes nearby

How 631 Prospect St ranks against every home in each area.
MeasureThis homeRiversideElkhart 46514Elkhart County
Estimated valuepricier than$86,6673% of homes2% of homes3% of homes
Price per ft²pricier than$11571% of homes19% of homes18% of homes
Living areabigger than756 ft²almost no homes3% of homes3% of homes
Lot sizebigger than0.14 ac55% of homes9% of homes11% of homes
Year builtnewer than192071% of homes10% of homes14% of homes

About 631 Prospect St

How much is 631 Prospect St, Elkhart, IN worth?

The TopHap Estimate for 631 Prospect St, Elkhart, IN is $86,667 as of Jul 14, 2026. The likely range is $79,165 to $94,169. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 631 Prospect St, Elkhart, IN last sell?

631 Prospect St, Elkhart, IN last sold on Dec 14, 2004, according to the county's recorded deed.

How big is 631 Prospect St, Elkhart, IN?

631 Prospect St, Elkhart, IN has 3 bedrooms, 2 bathrooms, 756 square feet of living space and a 0.14-acre lot.

When was 631 Prospect St, Elkhart, IN built?

631 Prospect St, Elkhart, IN was built in 1920, making it 106 years old. The building has 1 story.

What schools serve 631 Prospect St, Elkhart, IN?

631 Prospect St, Elkhart, IN is assigned to North Side Middle School (middle), rated D; Beardsley Elementary School (elementary), rated D+; Elkhart High School (high), rated D-. All sit in Elkhart Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 631 Prospect St, Elkhart, IN compare to other homes in Elkhart 46514?

Among the 13,829 homes in Elkhart 46514, it is worth more than 2% of them ($86,667 against a typical $239,744), its price per square foot is higher than 19% of them ($115 against a typical $154), it is bigger than 3% of them (756 ft² against a typical 1,496 ft²), its lot is bigger than 9% of them (0.14 ac against a typical 0.36 ac) and it is newer than 10% of them (1920 against a typical 1969). Measured against all of Elkhart County, it is worth more than 3% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 631 Prospect St, Elkhart, IN?

The 2024 property tax bill for 631 Prospect St, Elkhart, IN was $1,172. The county assessed it at $129,500.

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