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Single Family ResidenceResidential
$49,164
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

631 RIVER RD

COLDWATER, MI 49036
Building report
0
Baths

Valuation

$49K
$38K low$60K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$49,164
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$39,331

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$33 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,000 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$2,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBRANCH
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Legg Middle SchoolB
Middle · Grades 6–8 · 2.2 mi
H
Coldwater High SchoolB-
High · Grades 9–12 · 2.3 mi
E
Max Larsen Elementary School
Elementary · Grades KG–1 · 2.6 mi

District: Coldwater Community Schools

Neighborhood · ZIP 49036These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.69
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.25,231
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.154 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,964
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,832
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

631 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Coldwater 49036

What homes are worth in Coldwater 49036

Each bar is how many homes fall in that price range. The marker is this home.

This home
$45K$884K

This home is worth more than 2% of homes in Coldwater 49036.

How it measures up in Coldwater 49036

The dot is this home. The mark in the middle is the typical home in Coldwater 49036.

Estimated value$49,164
CheaperTypical $193,015Pricier

Pricier than 2% of homes nearby

How 631 River Rd ranks against every home in each area.
MeasureThis homeColdwater 49036Branch County
Estimated valuepricier than$49,1642% of homes4% of homes

About 631 River Rd

How much is 631 River Rd, Coldwater, MI worth?

The TopHap Estimate for 631 River Rd, Coldwater, MI is $49,164 as of Jul 14, 2026. The likely range is $37,915 to $60,413. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 631 River Rd, Coldwater, MI last sell?

631 River Rd, Coldwater, MI last sold on Jan 1, 1900, according to the county's recorded deed.

What schools serve 631 River Rd, Coldwater, MI?

631 River Rd, Coldwater, MI is assigned to Legg Middle School (middle), rated B; Coldwater High School (high), rated B-; Max Larsen Elementary School (elementary). All sit in Coldwater Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

What are the property taxes on 631 River Rd, Coldwater, MI?

The 2025 property tax bill for 631 River Rd, Coldwater, MI was $33. The county assessed it at $1,000.

Closest homes

More homes in Coldwater 49036

Assigned schools

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See this home in context

Open 631 River Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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