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Single Family ResidenceResidential
$510,399$151 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

631 ROCK SPRING RD

HARTSELLE, AL 35640
3
Baths
3,390 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$510K
$447K low$574K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$300,649
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$240,519
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.41%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$209,750
MAVERICK FUNDING CORP · 3.37% 1 · recorded Dec 10, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,361 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$37,810 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,640
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$32,170
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$38,230
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$378,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.11
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMORGAN
Lot (acres)The size of the land the home sits on, from county records.3.00
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Danvilleneel Elementary SchoolA
Elementary · Grades PK–4 · 4.7 mi
H
Danville High SchoolD+
High · Grades 9–12 · 5.4 mi
M
Danville Middle SchoolC-
Middle · Grades 5–8 · 5.5 mi

District: Morgan County School District

Neighborhood · ZIP 35640These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.91
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.64

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.26,516
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.244 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,114
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,316
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

631 Rock Spring Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Hartselle 35640
  • Bigger than 96% of homes in Hartselle 35640
  • Has a bigger lot than 84% of homes in Morgan County
  • Newer than 84% of homes in Morgan County

What homes are worth in Hartselle 35640

Each bar is how many homes fall in that price range. The marker is this home.

This home
$83K$673K

This home is worth more than 94% of homes in Hartselle 35640.

How it measures up in Hartselle 35640

The dot is this home. The mark in the middle is the typical home in Hartselle 35640.

Estimated value$510,399
CheaperTypical $235,800Pricier

Pricier than 94% of homes nearby

Price per ft²$151
CheaperTypical $149Pricier

Pricier than 52% of homes nearby

Living area3,390 ft²
SmallerTypical 1,597 ft²Bigger

Bigger than 96% of homes nearby

Lot size3 ac
SmallerTypical 0.7 acBigger

Bigger than 82% of homes nearby

Year built2003
OlderTypical 1983Newer

Newer than 81% of homes nearby

How 631 Rock Spring Rd ranks against every home in each area.
MeasureThis homeHartselle 35640Morgan County
Estimated valuepricier than$510,39994% of homes94% of homes
Price per ft²pricier than$15152% of homes61% of homes
Living areabigger than3,390 ft²96% of homes96% of homes
Lot sizebigger than3 ac82% of homes84% of homes
Year builtnewer than200381% of homes84% of homes

About 631 Rock Spring Rd

How much is 631 Rock Spring Rd, Hartselle, AL worth?

The TopHap Estimate for 631 Rock Spring Rd, Hartselle, AL is $510,399 as of Jul 14, 2026. The likely range is $446,623 to $574,175. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 631 Rock Spring Rd, Hartselle, AL last sell?

631 Rock Spring Rd, Hartselle, AL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 631 Rock Spring Rd, Hartselle, AL?

631 Rock Spring Rd, Hartselle, AL has 3 bathrooms, 3,390 square feet of living space and a 3.00-acre lot.

When was 631 Rock Spring Rd, Hartselle, AL built?

631 Rock Spring Rd, Hartselle, AL was built in 2003, making it 23 years old. The building has 1 story.

What schools serve 631 Rock Spring Rd, Hartselle, AL?

631 Rock Spring Rd, Hartselle, AL is assigned to Danvilleneel Elementary School (elementary), rated A; Danville High School (high), rated D+; Danville Middle School (middle), rated C-. All sit in Morgan County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 631 Rock Spring Rd, Hartselle, AL compare to other homes in Hartselle 35640?

Among the 9,230 homes in Hartselle 35640, it is worth more than 94% of them ($510,399 against a typical $235,800), its price per square foot is higher than 52% of them ($151 against a typical $149), it is bigger than 96% of them (3,390 ft² against a typical 1,597 ft²), its lot is bigger than 82% of them (3 ac against a typical 0.7 ac) and it is newer than 81% of them (2003 against a typical 1983). Measured against all of Morgan County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 631 Rock Spring Rd, Hartselle, AL?

The 2025 property tax bill for 631 Rock Spring Rd, Hartselle, AL was $1,361. The county assessed it at $37,810.

Closest homes

More homes in Hartselle 35640

Assigned schools

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