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Single Family ResidenceResidential
$1,131,068$272 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 68How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $133,000 on Oct 3, 2022

631 ROCKY CHANNEL RD

SWAN VALLEY, ID 83449
4
Beds
2 / 1
Baths
4,155 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6.63 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.1M
$765K low$1.5M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$133,000 · Oct 3, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$278,168
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$222,534
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.74%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$417,000
CITIZENS COMMUNITY BANK · recorded Jul 20, 2009
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$335,900
CITIZENS COMMUNITY BANK
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,051 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$904,070 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$896,570
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,072,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$904,070

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBONNEVILLE
Lot (acres)The size of the land the home sits on, from county records.6.63
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 360 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Swan Valley Elementary School
Elementary · Grades PK–8 · 3.8 mi

District: Swan Valley Elementary School District 92

Neighborhood · ZIP 83449These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.192
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.234

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.57%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.323
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,235
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,193
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.25 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

631 Rocky Channel Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Bonneville County
  • Costs more per square foot than 92% of homes in Bonneville County
  • Bigger than 94% of homes in Bonneville County
  • Has a bigger lot than 97% of homes in Bonneville County

What homes are worth in Swan Valley 83449

Each bar is how many homes fall in that price range. The marker is this home.

This home
$244K$4.1M

This home is worth more than 80% of homes in Swan Valley 83449.

How it measures up in Swan Valley 83449

The dot is this home. The mark in the middle is the typical home in Swan Valley 83449.

Estimated value$1,131,068
CheaperTypical $568,395Pricier

Pricier than 80% of homes nearby

Price per ft²$272
CheaperTypical $310Pricier

Pricier than 28% of homes nearby

Living area4,155 ft²
SmallerTypical 1,782 ft²Bigger

Bigger than 90% of homes nearby

Lot size6.63 ac
SmallerTypical 3.44 acBigger

Bigger than 75% of homes nearby

Year built1999
OlderTypical 2002Newer

Newer than 45% of homes nearby

How 631 Rocky Channel Rd ranks against every home in each area.
MeasureThis homeSwan Valley 83449Bonneville County
Estimated valuepricier than$1,131,06880% of homesalmost all homes
Price per ft²pricier than$27228% of homes92% of homes
Living areabigger than4,155 ft²90% of homes94% of homes
Lot sizebigger than6.63 ac75% of homes97% of homes
Year builtnewer than199945% of homes62% of homes

About 631 Rocky Channel Rd

How much is 631 Rocky Channel Rd, Swan Valley, ID worth?

The TopHap Estimate for 631 Rocky Channel Rd, Swan Valley, ID is $1,131,068 as of Jul 14, 2026. The likely range is $764,654 to $1,497,482. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 631 Rocky Channel Rd, Swan Valley, ID last sell?

631 Rocky Channel Rd, Swan Valley, ID last sold on Oct 3, 2022 for $133,000, according to the county's recorded deed.

How big is 631 Rocky Channel Rd, Swan Valley, ID?

631 Rocky Channel Rd, Swan Valley, ID has 4 bedrooms, 2 bathrooms, 4,155 square feet of living space and a 6.63-acre lot.

When was 631 Rocky Channel Rd, Swan Valley, ID built?

631 Rocky Channel Rd, Swan Valley, ID was built in 1999, making it 27 years old. The building has 1 story.

What schools serve 631 Rocky Channel Rd, Swan Valley, ID?

631 Rocky Channel Rd, Swan Valley, ID is assigned to Swan Valley Elementary School (elementary). All sit in Swan Valley Elementary School District 92. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 631 Rocky Channel Rd, Swan Valley, ID compare to other homes in Swan Valley 83449?

Among the 416 homes in Swan Valley 83449, it is worth more than 80% of them ($1,131,068 against a typical $568,395), its price per square foot is higher than 28% of them ($272 against a typical $310), it is bigger than 90% of them (4,155 ft² against a typical 1,782 ft²), its lot is bigger than 75% of them (6.63 ac against a typical 3.44 ac) and it is newer than 45% of them (1999 against a typical 2002). Measured against all of Bonneville County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 631 Rocky Channel Rd, Swan Valley, ID?

The 2025 property tax bill for 631 Rocky Channel Rd, Swan Valley, ID was $4,051. The county assessed it at $904,070.

Closest homes

More homes in Swan Valley 83449

Assigned schools

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