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Single Family ResidenceResidential
$1,742,171$965 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $725,000 on May 27, 2026

634 RUNNING BEAR CIR

BANNER ELK, NC 28604
3
Beds
2.5
Baths
1,805 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
2025
Year BuiltThe year the home was originally built, according to county records.

Valuation

$1.7M
$1.3M low$2.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$725,000 · May 27, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$430 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$352,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$50,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$302,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$50,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$352,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.25 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyAVERY
Lot (acres)The size of the land the home sits on, from county records.0.25
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Banner Elk Elementary SchoolA-
Elementary · Grades PK–5 · 0.3 mi
M
Avery Middle SchoolD-
Middle · Grades 6–8 · 6.4 mi
H
Avery County High SchoolD+
High · Grades 9–12 · 6.5 mi

District: Avery County Schools

Neighborhood · ZIP 28604These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.101

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.37%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.6,804
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.101 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,426
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,578
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

634 Running Bear Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Banner Elk 28604
  • Among the highest price per square foot in Banner Elk 28604
  • Has a smaller lot than 91% of homes in Avery County
  • Among the newest homes in Banner Elk 28604

What homes are worth in Banner Elk 28604

Each bar is how many homes fall in that price range. The marker is this home.

This home
$87K$2.7M

This home is worth more than 94% of homes in Banner Elk 28604.

How it measures up in Banner Elk 28604

The dot is this home. The mark in the middle is the typical home in Banner Elk 28604.

Estimated value$1,742,171
CheaperTypical $454,663Pricier

Pricier than 94% of homes nearby

Price per ft²$965
CheaperTypical $313Pricier

Pricier than almost all homes nearby

Living area1,805 ft²
SmallerTypical 1,672 ft²Bigger

Bigger than 56% of homes nearby

Lot size0.25 ac
SmallerTypical 0.73 acBigger

Bigger than 10% of homes nearby

Year built2025
OlderTypical 1988Newer

Newer than almost all homes nearby

How 634 Running Bear Cir ranks against every home in each area.
MeasureThis homeBanner Elk 28604Avery County
Estimated valuepricier than$1,742,17194% of homes93% of homes
Price per ft²pricier than$965almost all homesalmost all homes
Living areabigger than1,805 ft²56% of homes60% of homes
Lot sizebigger than0.25 ac10% of homes9% of homes
Year builtnewer than2025almost all homesalmost all homes

About 634 Running Bear Cir

How much is 634 Running Bear Cir, Banner Elk, NC worth?

The TopHap Estimate for 634 Running Bear Cir, Banner Elk, NC is $1,742,171 as of Aug 30, 2026. The likely range is $1,345,571 to $2,138,771. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 634 Running Bear Cir, Banner Elk, NC last sell?

634 Running Bear Cir, Banner Elk, NC last sold on May 27, 2026 for $725,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 634 Running Bear Cir, Banner Elk, NC?

634 Running Bear Cir, Banner Elk, NC has 3 bedrooms, 2.5 bathrooms, 1,805 square feet of living space and a 0.25-acre lot.

When was 634 Running Bear Cir, Banner Elk, NC built?

634 Running Bear Cir, Banner Elk, NC was built in 2025, making it 1 years old.

What schools serve 634 Running Bear Cir, Banner Elk, NC?

634 Running Bear Cir, Banner Elk, NC is assigned to Banner Elk Elementary School (elementary), rated A-; Avery Middle School (middle), rated D-; Avery County High School (high), rated D+. All sit in Avery County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 634 Running Bear Cir, Banner Elk, NC compare to other homes in Banner Elk 28604?

Among the 11,835 homes in Banner Elk 28604, it is worth more than 94% of them ($1,742,171 against a typical $454,663), its price per square foot is higher than almost all of them ($965 against a typical $313), it is bigger than 56% of them (1,805 ft² against a typical 1,672 ft²), its lot is bigger than 10% of them (0.25 ac against a typical 0.73 ac) and it is newer than almost all of them (2025 against a typical 1988). Measured against all of Avery County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 634 Running Bear Cir, Banner Elk, NC?

The 2025 property tax bill for 634 Running Bear Cir, Banner Elk, NC was $430. The county assessed it at $352,800.

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