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Single Family ResidenceResidential
$258,832$187 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $168,800 on Dec 30, 2010

635 ROCK SPRING RD

BUMPASS, VA 23024
3
Beds
2
Baths
1,384 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1991
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$259K
$240K low$278K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$168,800 · Dec 30, 2010
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$91,047
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$72,838
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.68%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$167,785
HOME AMERICA LNDG CORP · recorded May 15, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,285 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$330,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$70,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$259,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$317,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$330,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.33 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLOUISA
Lot (acres)The size of the land the home sits on, from county records.4.11
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 120 ft²Porch · 128 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Jouett Elementary SchoolA
Elementary · Grades PK–5 · 6.0 mi
H
Louisa County High SchoolB
High · Grades 9–12 · 15.0 mi
M
Louisa County Middle SchoolB+
Middle · Grades 6–8 · 15.3 mi

District: Louisa County Public Schools

Neighborhood · ZIP 23024These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.74

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.10,384
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.89 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$92,065
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$115,257
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

635 Rock Spring Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in Bumpass 23024
  • Costs less per square foot than 75% of homes in Bumpass 23024
  • Smaller than 72% of homes in Bumpass 23024
  • Has a bigger lot than 74% of homes in Louisa County
  • Older than 70% of homes in Bumpass 23024

What homes are worth in Bumpass 23024

Each bar is how many homes fall in that price range. The marker is this home.

This home
$60K$1.8M

This home is worth more than 25% of homes in Bumpass 23024.

How it measures up in Bumpass 23024

The dot is this home. The mark in the middle is the typical home in Bumpass 23024.

Estimated value$258,832
CheaperTypical $382,047Pricier

Pricier than 25% of homes nearby

Price per ft²$187
CheaperTypical $241Pricier

Pricier than 25% of homes nearby

Living area1,384 ft²
SmallerTypical 1,672 ft²Bigger

Bigger than 28% of homes nearby

Lot size4.11 ac
SmallerTypical 2.02 acBigger

Bigger than 72% of homes nearby

Year built1991
OlderTypical 2000Newer

Newer than 30% of homes nearby

How 635 Rock Spring Rd ranks against every home in each area.
MeasureThis homeBumpass 23024Louisa County
Estimated valuepricier than$258,83225% of homes25% of homes
Price per ft²pricier than$18725% of homes28% of homes
Living areabigger than1,384 ft²28% of homes33% of homes
Lot sizebigger than4.11 ac72% of homes74% of homes
Year builtnewer than199130% of homes35% of homes

About 635 Rock Spring Rd

How much is 635 Rock Spring Rd, Bumpass, VA worth?

The TopHap Estimate for 635 Rock Spring Rd, Bumpass, VA is $258,832 as of Jul 14, 2026. The likely range is $239,914 to $277,750. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 635 Rock Spring Rd, Bumpass, VA last sell?

635 Rock Spring Rd, Bumpass, VA last sold on Dec 30, 2010 for $168,800, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 635 Rock Spring Rd, Bumpass, VA?

635 Rock Spring Rd, Bumpass, VA has 3 bedrooms, 2 bathrooms, 1,384 square feet of living space and a 4.11-acre lot.

When was 635 Rock Spring Rd, Bumpass, VA built?

635 Rock Spring Rd, Bumpass, VA was built in 1991, making it 35 years old. The building has 1 story.

What schools serve 635 Rock Spring Rd, Bumpass, VA?

635 Rock Spring Rd, Bumpass, VA is assigned to Jouett Elementary School (elementary), rated A; Louisa County High School (high), rated B; Louisa County Middle School (middle), rated B+. All sit in Louisa County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 635 Rock Spring Rd, Bumpass, VA compare to other homes in Bumpass 23024?

Among the 5,274 homes in Bumpass 23024, it is worth more than 25% of them ($258,832 against a typical $382,047), its price per square foot is higher than 25% of them ($187 against a typical $241), it is bigger than 28% of them (1,384 ft² against a typical 1,672 ft²), its lot is bigger than 72% of them (4.11 ac against a typical 2.02 ac) and it is newer than 30% of them (1991 against a typical 2000). Measured against all of Louisa County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 635 Rock Spring Rd, Bumpass, VA?

The 2025 property tax bill for 635 Rock Spring Rd, Bumpass, VA was $2,285. The county assessed it at $330,100.

Closest homes

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Assigned schools

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