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Single Family ResidenceResidential
$172,262$101 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $160,000 on Mar 21, 2025

637 JAMES ST

UTICA, NY 13501
4
Beds
1.5
Baths
1,700 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4,320 ft²
Lot SizeThe size of the land the home sits on, from county records.
1917
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$172K
$160K low$184K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$160,000 · Mar 21, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,173 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$50,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$42,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$50,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$137,550

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyONEIDA
Lot (acres)The size of the land the home sits on, from county records.0.10
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 154 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Christopher Columbus Elementary SchoolD+
Elementary · Grades KG–6 · 0.6 mi
H
Thomas R Proctor High SchoolC-
High · Grades 9–12 · 0.8 mi
M
Senator James H Donovan Middle SchoolD+
Middle · Grades 7–8 · 2.0 mi

District: Utica City School District

Neighborhood · ZIP 13501These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.26%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.39,660
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,507 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,176
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$67,901
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

637 James St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Cornhill
  • Costs less per square foot than 84% of homes in Oneida County
  • Smaller than 70% of homes in Cornhill
  • Has a smaller lot than 92% of homes in Oneida County
  • Older than 77% of homes in Oneida County

What homes are worth in Utica 13501

Each bar is how many homes fall in that price range. The marker is this home.

This home
$71K$455K

This home is worth more than 36% of homes in Utica 13501.

How it measures up in Utica 13501

The dot is this home. The mark in the middle is the typical home in Utica 13501.

Estimated value$172,262
CheaperTypical $198,442Pricier

Pricier than 36% of homes nearby

Price per ft²$101
CheaperTypical $128Pricier

Pricier than 29% of homes nearby

Living area1,700 ft²
SmallerTypical 1,946 ft²Bigger

Bigger than 38% of homes nearby

Lot size4,320 ft²
SmallerTypical 0.13 acBigger

Bigger than 21% of homes nearby

Year built1917
OlderTypical 1925Newer

Newer than 27% of homes nearby

How 637 James St ranks against every home in each area.
MeasureThis homeCornhillUtica 13501Oneida County
Estimated valuepricier than$172,26283% of homes36% of homes26% of homes
Price per ft²pricier than$10175% of homes29% of homes16% of homes
Living areabigger than1,700 ft²30% of homes38% of homes57% of homes
Lot sizebigger than4,320 ft²36% of homes21% of homes8% of homes
Year builtnewer than191750% of homes27% of homes23% of homes

About 637 James St

How much is 637 James St, Utica, NY worth?

The TopHap Estimate for 637 James St, Utica, NY is $172,262 as of Sep 24, 2026. The likely range is $160,189 to $184,335. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 637 James St, Utica, NY last sell?

637 James St, Utica, NY last sold on Mar 21, 2025 for $160,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 637 James St, Utica, NY?

637 James St, Utica, NY has 4 bedrooms, 1.5 bathrooms, 1,700 square feet of living space and a 0.10-acre lot.

When was 637 James St, Utica, NY built?

637 James St, Utica, NY was built in 1917, making it 109 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 637 James St, Utica, NY?

637 James St, Utica, NY is assigned to Christopher Columbus Elementary School (elementary), rated D+; Thomas R Proctor High School (high), rated C-; Senator James H Donovan Middle School (middle), rated D+. All sit in Utica City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 637 James St, Utica, NY compare to other homes in Utica 13501?

Among the 9,229 homes in Utica 13501, it is worth more than 36% of them ($172,262 against a typical $198,442), its price per square foot is higher than 29% of them ($101 against a typical $128), it is bigger than 38% of them (1,700 ft² against a typical 1,946 ft²), its lot is bigger than 21% of them (4,320 ft² against a typical 0.13 ac) and it is newer than 27% of them (1917 against a typical 1925). Measured against all of Oneida County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 637 James St, Utica, NY?

The 2026 property tax bill for 637 James St, Utica, NY was $2,173. The county assessed it at $50,900.

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