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Single Family ResidenceResidential
$786,102$270 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $325,000 on Feb 8, 2005

637 ROCKAWAY BEACH AVE

BALTIMORE, MD 21221
2
Baths
2,912 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1929
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.

Valuation

$786K
$707K low$865K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$325,000 · Feb 8, 2005
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$526,102
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$420,882
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.32%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$260,000
NATIONAL CITY MORTGAGE · recorded Feb 8, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,054 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$777,100 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$646,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$907,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.24 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.52%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyBaltimore
Lot (acres)The size of the land the home sits on, from county records.0.23
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.Spa/Hot Tub (Only)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 198 ft²Porch · 288 ft²Boat access

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Chesapeake High SchoolD+
High · Grades 9–12 · 1.1 mi
E
Middleborough Elementary SchoolB
Elementary · Grades PK–5 · 2.1 mi
M
Deep Creek Middle SchoolC-
Middle · Grades 6–8 · 2.9 mi

District: Baltimore County Public Schools

Neighborhood · ZIP 21221These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.123
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.42,396
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,898 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,330
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,410
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

637 Rockaway Beach Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Essex 21221
  • Costs more per square foot than 83% of homes in Essex 21221
  • Bigger than 98% of homes in Essex 21221
  • Has a bigger lot than 75% of homes in Essex 21221
  • Older than 93% of homes in Baltimore County

What homes are worth in Essex 21221

Each bar is how many homes fall in that price range. The marker is this home.

This home
$143K$762K

This home is worth more than 98% of homes in Essex 21221.

How it measures up in Essex 21221

The dot is this home. The mark in the middle is the typical home in Essex 21221.

Estimated value$786,102
CheaperTypical $284,693Pricier

Pricier than 98% of homes nearby

Price per ft²$270
CheaperTypical $210Pricier

Pricier than 83% of homes nearby

Living area2,912 ft²
SmallerTypical 1,240 ft²Bigger

Bigger than 98% of homes nearby

Lot size0.23 ac
SmallerTypical 0.16 acBigger

Bigger than 75% of homes nearby

Year built1929
OlderTypical 1957Newer

Newer than 9% of homes nearby

How 637 Rockaway Beach Ave ranks against every home in each area.
MeasureThis homeEssex 21221Baltimore County
Estimated valuepricier than$786,10298% of homes93% of homes
Price per ft²pricier than$27083% of homes71% of homes
Living areabigger than2,912 ft²98% of homes91% of homes
Lot sizebigger than0.23 ac75% of homes66% of homes
Year builtnewer than19299% of homes7% of homes

About 637 Rockaway Beach Ave

How much is 637 Rockaway Beach Ave, Baltimore, MD worth?

The TopHap Estimate for 637 Rockaway Beach Ave, Baltimore, MD is $786,102 as of Jul 14, 2026. The likely range is $707,367 to $864,837. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 637 Rockaway Beach Ave, Baltimore, MD last sell?

637 Rockaway Beach Ave, Baltimore, MD last sold on Feb 8, 2005 for $325,000, according to the county's recorded deed.

How big is 637 Rockaway Beach Ave, Baltimore, MD?

637 Rockaway Beach Ave, Baltimore, MD has 2 bathrooms, 2,912 square feet of living space and a 0.23-acre lot.

When was 637 Rockaway Beach Ave, Baltimore, MD built?

637 Rockaway Beach Ave, Baltimore, MD was built in 1929, making it 97 years old. It is a conventional home. The building has 3 stories.

What schools serve 637 Rockaway Beach Ave, Baltimore, MD?

637 Rockaway Beach Ave, Baltimore, MD is assigned to Chesapeake High School (high), rated D+; Middleborough Elementary School (elementary), rated B; Deep Creek Middle School (middle), rated C-. All sit in Baltimore County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 637 Rockaway Beach Ave, Baltimore, MD compare to other homes in Essex 21221?

Among the 12,678 homes in Essex 21221, it is worth more than 98% of them ($786,102 against a typical $284,693), its price per square foot is higher than 83% of them ($270 against a typical $210), it is bigger than 98% of them (2,912 ft² against a typical 1,240 ft²), its lot is bigger than 75% of them (0.23 ac against a typical 0.16 ac) and it is newer than 9% of them (1929 against a typical 1957). Measured against all of Baltimore County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 637 Rockaway Beach Ave, Baltimore, MD?

The 2025 property tax bill for 637 Rockaway Beach Ave, Baltimore, MD was $9,054. The county assessed it at $777,100.

Closest homes

More homes in Baltimore 21221

Assigned schools

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