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Single Family ResidenceResidential
$341,013$196 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $6,100 on Feb 8, 2002

637 TERRACE RIDGE DR

HOWARD, OH 43028
3
Beds
2
Baths
1,741 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$341K
$289K low$393K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$6,100 · Feb 8, 2002
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$191,013
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$152,810
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.45%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$150,000
CES CU INC · recorded Sep 19, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,574 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$112,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$107,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$112,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$320,290

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.65 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyKNOX
Lot (acres)The size of the land the home sits on, from county records.0.34
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 240 ft²Porch · 24 ft²

Neighborhood · ZIP 43028These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.161
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.7,800
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.144 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,916
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,824
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

637 Terrace Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 66% of homes in Howard 43028
  • Bigger than 72% of homes in Howard 43028
  • Newer than 82% of homes in Knox County

What homes are worth in Howard 43028

Each bar is how many homes fall in that price range. The marker is this home.

This home
$139K$1.4M

This home is worth more than 54% of homes in Howard 43028.

How it measures up in Howard 43028

The dot is this home. The mark in the middle is the typical home in Howard 43028.

Estimated value$341,013
CheaperTypical $328,026Pricier

Pricier than 54% of homes nearby

Price per ft²$196
CheaperTypical $224Pricier

Pricier than 34% of homes nearby

Living area1,741 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 72% of homes nearby

Lot size0.34 ac
SmallerTypical 0.33 acBigger

Bigger than 53% of homes nearby

Year built2002
OlderTypical 1996Newer

Newer than 70% of homes nearby

How 637 Terrace Ridge Dr ranks against every home in each area.
MeasureThis homeHoward 43028Knox County
Estimated valuepricier than$341,01354% of homes63% of homes
Price per ft²pricier than$19634% of homes53% of homes
Living areabigger than1,741 ft²72% of homes64% of homes
Lot sizebigger than0.34 ac53% of homes39% of homes
Year builtnewer than200270% of homes82% of homes

About 637 Terrace Ridge Dr

How much is 637 Terrace Ridge Dr, Howard, OH worth?

The TopHap Estimate for 637 Terrace Ridge Dr, Howard, OH is $341,013 as of Jul 14, 2026. The likely range is $288,757 to $393,269. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 637 Terrace Ridge Dr, Howard, OH last sell?

637 Terrace Ridge Dr, Howard, OH last sold on Feb 8, 2002 for $6,100, according to the county's recorded deed.

How big is 637 Terrace Ridge Dr, Howard, OH?

637 Terrace Ridge Dr, Howard, OH has 3 bedrooms, 2 bathrooms, 1,741 square feet of living space and a 0.34-acre lot.

When was 637 Terrace Ridge Dr, Howard, OH built?

637 Terrace Ridge Dr, Howard, OH was built in 2002, making it 24 years old. It is a ranch home. The building has 1 story.

How does 637 Terrace Ridge Dr, Howard, OH compare to other homes in Howard 43028?

Among the 4,164 homes in Howard 43028, it is worth more than 54% of them ($341,013 against a typical $328,026), its price per square foot is higher than 34% of them ($196 against a typical $224), it is bigger than 72% of them (1,741 ft² against a typical 1,456 ft²), its lot is bigger than 53% of them (0.34 ac against a typical 0.33 ac) and it is newer than 70% of them (2002 against a typical 1996). Measured against all of Knox County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 637 Terrace Ridge Dr, Howard, OH?

The 2025 property tax bill for 637 Terrace Ridge Dr, Howard, OH was $4,574. The county assessed it at $112,100.

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