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Single Family ResidenceResidential
$479,003$283 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $12,020 on Jan 4, 2024

649 TERRACE RIDGE DR

HOWARD, OH 43028
4
Beds
2
Baths
1,690 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
2024
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$479K
$407K low$551K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$12,020 · Jan 4, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$414,003
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$331,202
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.14%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$65,000
FAIRWAY INDEPENDENT MORTGAGE CORPOR · recorded Jun 7, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,968 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$136,320 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,140
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$131,180
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$2,290
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$389,490

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKNOX
Lot (acres)The size of the land the home sits on, from county records.0.34
HeatingThe type of heating system in the home.Gas
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 43028These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.161
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.7,800
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.144 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,916
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,824
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

649 Terrace Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Knox County
  • Costs more per square foot than 86% of homes in Knox County
  • Bigger than 69% of homes in Howard 43028
  • Among the newest homes in Howard 43028

What homes are worth in Howard 43028

Each bar is how many homes fall in that price range. The marker is this home.

This home
$141K$1.4M

This home is worth more than 77% of homes in Howard 43028.

How it measures up in Howard 43028

The dot is this home. The mark in the middle is the typical home in Howard 43028.

Estimated value$479,003
CheaperTypical $329,446Pricier

Pricier than 77% of homes nearby

Price per ft²$283
CheaperTypical $223Pricier

Pricier than 74% of homes nearby

Living area1,690 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 69% of homes nearby

Lot size0.34 ac
SmallerTypical 0.33 acBigger

Bigger than 53% of homes nearby

Year built2024
OlderTypical 1996Newer

Newer than almost all homes nearby

How 649 Terrace Ridge Dr ranks against every home in each area.
MeasureThis homeHoward 43028Knox County
Estimated valuepricier than$479,00377% of homes85% of homes
Price per ft²pricier than$28374% of homes86% of homes
Living areabigger than1,690 ft²69% of homes60% of homes
Lot sizebigger than0.34 ac53% of homes39% of homes
Year builtnewer than2024almost all homesalmost all homes

About 649 Terrace Ridge Dr

How much is 649 Terrace Ridge Dr, Howard, OH worth?

The TopHap Estimate for 649 Terrace Ridge Dr, Howard, OH is $479,003 as of Jun 23, 2026. The likely range is $407,152 to $550,853. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 649 Terrace Ridge Dr, Howard, OH last sell?

649 Terrace Ridge Dr, Howard, OH last sold on Jan 4, 2024 for $12,020, according to the county's recorded deed.

How big is 649 Terrace Ridge Dr, Howard, OH?

649 Terrace Ridge Dr, Howard, OH has 4 bedrooms, 2 bathrooms, 1,690 square feet of living space and a 0.34-acre lot.

When was 649 Terrace Ridge Dr, Howard, OH built?

649 Terrace Ridge Dr, Howard, OH was built in 2024, making it 2 years old. The building has 1 story.

How does 649 Terrace Ridge Dr, Howard, OH compare to other homes in Howard 43028?

Among the 4,164 homes in Howard 43028, it is worth more than 77% of them ($479,003 against a typical $329,446), its price per square foot is higher than 74% of them ($283 against a typical $223), it is bigger than 69% of them (1,690 ft² against a typical 1,456 ft²), its lot is bigger than 53% of them (0.34 ac against a typical 0.33 ac) and it is newer than almost all of them (2024 against a typical 1996). Measured against all of Knox County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 649 Terrace Ridge Dr, Howard, OH?

The 2025 property tax bill for 649 Terrace Ridge Dr, Howard, OH was $5,968. The county assessed it at $136,320.

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