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Duplex (2 Units, Any Combination)Residential
Last sold for $65,000 on Aug 22, 2017

637639 RUTGER ST

UTICA, NY 13501
4
Beds
2
Baths
3,162 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$65,000 · Aug 22, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$604 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$45,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$41,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$45,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$121,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Duplex (2 Units, Any Combination)
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyONEIDA
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 228 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Roscoe Conkling Elementary SchoolD-
Elementary · Grades KG–6 · 0.2 mi
H
Thomas R Proctor High SchoolC-
High · Grades 9–12 · 0.9 mi
M
John F Kennedy Middle SchoolC+
Middle · Grades 7–8 · 2.0 mi

District: Utica City School District

Neighborhood · ZIP 13501These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.26%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.39,660
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,507 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,176
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$67,901
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

637639 Rutger St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 96% of homes in Oneida County
  • Older than 82% of homes in Oneida County

How it measures up in Utica 13501

The dot is this home. The mark in the middle is the typical home in Utica 13501.

Living area3,162 ft²
SmallerTypical 1,950 ft²Bigger

Bigger than 94% of homes nearby

Year built1900
OlderTypical 1925Newer

Newer than 22% of homes nearby

How 637639 Rutger St ranks against every home in each area.
MeasureThis homeCornhillUtica 13501Oneida County
Living areabigger than3,162 ft²93% of homes94% of homes96% of homes
Year builtnewer than190041% of homes22% of homes18% of homes

About 637639 Rutger St

When did 637639 Rutger St, Utica, NY last sell?

637639 Rutger St, Utica, NY last sold on Aug 22, 2017 for $65,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 637639 Rutger St, Utica, NY?

637639 Rutger St, Utica, NY has 4 bedrooms, 2 bathrooms and 3,162 square feet of living space.

When was 637639 Rutger St, Utica, NY built?

637639 Rutger St, Utica, NY was built in 1900, making it 126 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 637639 Rutger St, Utica, NY?

637639 Rutger St, Utica, NY is assigned to Roscoe Conkling Elementary School (elementary), rated D-; Thomas R Proctor High School (high), rated C-; John F Kennedy Middle School (middle), rated C+. All sit in Utica City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 637639 Rutger St, Utica, NY compare to other homes in Utica 13501?

Among the 9,230 homes in Utica 13501, it is bigger than 94% of them (3,162 ft² against a typical 1,950 ft²) and it is newer than 22% of them (1900 against a typical 1925). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 637639 Rutger St, Utica, NY?

The 2025 property tax bill for 637639 Rutger St, Utica, NY was $604. The county assessed it at $45,000.

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Assigned schools

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