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Single Family ResidenceResidential
$242,301$115 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $90,000 on Jul 13, 2012

638 RIDGE ST

ALBEMARLE, NC 28001
3
Beds
2
Baths
2,111 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.47 ac
Lot SizeThe size of the land the home sits on, from county records.
1973
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$242K
$215K low$269K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$90,000 · Jul 13, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,043 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$271,732 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$27,114
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$244,618
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$169,920
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$271,732

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyStanly
Lot (acres)The size of the land the home sits on, from county records.0.47
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 48 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Albemarle Middle SchoolD+
Middle · Grades 6–8 · 0.7 mi
E
East Albemarle Elementary SchoolD-
Elementary · Grades KG–5 · 0.9 mi
H
Albemarle High SchoolD+
High · Grades 9–12 · 1.1 mi

District: Stanly County Schools

Neighborhood · ZIP 28001These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.31,375
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.230 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,588
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,453
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

638 Ridge St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 86% of homes in Stanly County
  • Bigger than 82% of homes in Albemarle 28001
  • Has a smaller lot than 66% of homes in Stanly County

What homes are worth in Albemarle 28001

Each bar is how many homes fall in that price range. The marker is this home.

This home
$68K$717K

This home is worth more than 48% of homes in Albemarle 28001.

How it measures up in Albemarle 28001

The dot is this home. The mark in the middle is the typical home in Albemarle 28001.

Estimated value$242,301
CheaperTypical $248,734Pricier

Pricier than 48% of homes nearby

Price per ft²$115
CheaperTypical $161Pricier

Pricier than 18% of homes nearby

Living area2,111 ft²
SmallerTypical 1,492 ft²Bigger

Bigger than 82% of homes nearby

Lot size0.47 ac
SmallerTypical 0.55 acBigger

Bigger than 43% of homes nearby

Year built1973
OlderTypical 1965Newer

Newer than 59% of homes nearby

How 638 Ridge St ranks against every home in each area.
MeasureThis homeAlbemarle 28001Stanly County
Estimated valuepricier than$242,30148% of homes38% of homes
Price per ft²pricier than$11518% of homes14% of homes
Living areabigger than2,111 ft²82% of homes79% of homes
Lot sizebigger than0.47 ac43% of homes34% of homes
Year builtnewer than197359% of homes49% of homes

About 638 Ridge St

How much is 638 Ridge St, Albemarle, NC worth?

The TopHap Estimate for 638 Ridge St, Albemarle, NC is $242,301 as of Jul 14, 2026. The likely range is $215,273 to $269,329. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 638 Ridge St, Albemarle, NC last sell?

638 Ridge St, Albemarle, NC last sold on Jul 13, 2012 for $90,000, according to the county's recorded deed.

How big is 638 Ridge St, Albemarle, NC?

638 Ridge St, Albemarle, NC has 3 bedrooms, 2 bathrooms, 2,111 square feet of living space and a 0.47-acre lot.

When was 638 Ridge St, Albemarle, NC built?

638 Ridge St, Albemarle, NC was built in 1973, making it 53 years old. The building has 1 story.

What schools serve 638 Ridge St, Albemarle, NC?

638 Ridge St, Albemarle, NC is assigned to Albemarle Middle School (middle), rated D+; East Albemarle Elementary School (elementary), rated D-; Albemarle High School (high), rated D+. All sit in Stanly County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 638 Ridge St, Albemarle, NC compare to other homes in Albemarle 28001?

Among the 11,331 homes in Albemarle 28001, it is worth more than 48% of them ($242,301 against a typical $248,734), its price per square foot is higher than 18% of them ($115 against a typical $161), it is bigger than 82% of them (2,111 ft² against a typical 1,492 ft²), its lot is bigger than 43% of them (0.47 ac against a typical 0.55 ac) and it is newer than 59% of them (1973 against a typical 1965). Measured against all of Stanly County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 638 Ridge St, Albemarle, NC?

The 2025 property tax bill for 638 Ridge St, Albemarle, NC was $3,043. The county assessed it at $271,732.

Closest homes

More homes in Albemarle 28001

Assigned schools

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