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Single Family ResidenceResidential
$309,028$196 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

638 RIDGEWAY ST

SYLVA, NC 28779
2
Beds
1
Baths
1,576 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.4 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$309K
$245K low$373K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$259,028
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$207,222
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.16%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
FIRST CITIZENS BANK & TRUST CO · recorded Apr 15, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,040 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$273,763 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,830
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$242,933
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$225,360

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJackson
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1975
Lot (acres)The size of the land the home sits on, from county records.0.40
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 465 ft²Patio · 565 ft²Porch · 44 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Jackson County Early CollegeA
High · Grades 9–12 · 1.6 mi
E
Fairview SchoolC+
Elementary · Grades PK–8 · 1.9 mi

District: Jackson County Schools

Neighborhood · ZIP 28779These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.133
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.121

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.17,171
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.159 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,571
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,284
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

638 Ridgeway St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 65% of homes in Jackson County
  • Costs less per square foot than 76% of homes in Jackson County
  • Has a smaller lot than 89% of homes in Sylva 28779
  • Older than 77% of homes in Jackson County

What homes are worth in Sylva 28779

Each bar is how many homes fall in that price range. The marker is this home.

This home
$73K$999K

This home is worth more than 48% of homes in Sylva 28779.

How it measures up in Sylva 28779

The dot is this home. The mark in the middle is the typical home in Sylva 28779.

Estimated value$309,028
CheaperTypical $315,615Pricier

Pricier than 48% of homes nearby

Price per ft²$196
CheaperTypical $224Pricier

Pricier than 33% of homes nearby

Living area1,576 ft²
SmallerTypical 1,452 ft²Bigger

Bigger than 59% of homes nearby

Lot size0.4 ac
SmallerTypical 1 acBigger

Bigger than 11% of homes nearby

Year built1970
OlderTypical 1982Newer

Newer than 32% of homes nearby

How 638 Ridgeway St ranks against every home in each area.
MeasureThis homeSylva 28779Jackson County
Estimated valuepricier than$309,02848% of homes35% of homes
Price per ft²pricier than$19633% of homes24% of homes
Living areabigger than1,576 ft²59% of homes50% of homes
Lot sizebigger than0.4 ac11% of homes13% of homes
Year builtnewer than197032% of homes23% of homes

About 638 Ridgeway St

How much is 638 Ridgeway St, Sylva, NC worth?

The TopHap Estimate for 638 Ridgeway St, Sylva, NC is $309,028 as of Jul 14, 2026. The likely range is $245,404 to $372,652. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 638 Ridgeway St, Sylva, NC?

638 Ridgeway St, Sylva, NC has 2 bedrooms, 1 bathrooms, 1,576 square feet of living space and a 0.40-acre lot.

When was 638 Ridgeway St, Sylva, NC built?

638 Ridgeway St, Sylva, NC was built in 1970, making it 56 years old. The building has 1 story.

What schools serve 638 Ridgeway St, Sylva, NC?

638 Ridgeway St, Sylva, NC is assigned to Jackson County Early College (high), rated A; Fairview School (elementary), rated C+. All sit in Jackson County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 638 Ridgeway St, Sylva, NC compare to other homes in Sylva 28779?

Among the 6,763 homes in Sylva 28779, it is worth more than 48% of them ($309,028 against a typical $315,615), its price per square foot is higher than 33% of them ($196 against a typical $224), it is bigger than 59% of them (1,576 ft² against a typical 1,452 ft²), its lot is bigger than 11% of them (0.4 ac against a typical 1 ac) and it is newer than 32% of them (1970 against a typical 1982). Measured against all of Jackson County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 638 Ridgeway St, Sylva, NC?

The 2025 property tax bill for 638 Ridgeway St, Sylva, NC was $1,040. The county assessed it at $273,763.

Closest homes

More homes in Sylva 28779

Assigned schools

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