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Single Family ResidenceResidential
$106,190$79 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

638 SAINT LIBORY ST

SAINT LIBORY, IL 62282
0
Baths
1,344 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.49 ac
Lot SizeThe size of the land the home sits on, from county records.
1963
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$106K
$98K low$115K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.135%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$152,500
GOLDEN OAK LNDG · 3.625% · recorded Jun 2, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,719 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$32,210 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,640
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$28,570
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$27,489
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$96,630

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
27
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySt. Clair
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1985
Lot (acres)The size of the land the home sits on, from county records.0.49
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 216 ft²Shed · 100 ft²Porch · 376 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
St Libory Elementary SchoolC+
Elementary · Grades KG–8 · 0.4 mi
H
Freeburg Community High SchoolA
High · Grades 9–12 · 11.8 mi

District: Freeburg Community High School District 77

Neighborhood · ZIP 62282These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.180

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.37
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.41 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$98,026
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,665
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

638 Saint Libory St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Saint Libory 62282
  • Costs less per square foot than 94% of homes in Saint Libory 62282
  • Bigger than 65% of homes in St. Clair County
  • Has a bigger lot than 80% of homes in St. Clair County

What homes are worth in Saint Libory 62282

Each bar is how many homes fall in that price range. The marker is this home.

This home
$72K$395K

This home is worth more than 18% of homes in Saint Libory 62282.

How it measures up in Saint Libory 62282

The dot is this home. The mark in the middle is the typical home in Saint Libory 62282.

Estimated value$106,190
CheaperTypical $158,604Pricier

Pricier than 18% of homes nearby

Price per ft²$79
CheaperTypical $126Pricier

Pricier than 6% of homes nearby

Living area1,344 ft²
SmallerTypical 1,270 ft²Bigger

Bigger than 54% of homes nearby

Lot size0.49 ac
SmallerTypical 0.37 acBigger

Bigger than 64% of homes nearby

Year built1963
OlderTypical 1974Newer

Newer than 39% of homes nearby

How 638 Saint Libory St ranks against every home in each area.
MeasureThis homeSaint Libory 62282St. Clair County
Estimated valuepricier than$106,19018% of homes29% of homes
Price per ft²pricier than$796% of homes21% of homes
Living areabigger than1,344 ft²54% of homes65% of homes
Lot sizebigger than0.49 ac64% of homes80% of homes
Year builtnewer than196339% of homes49% of homes

About 638 Saint Libory St

How much is 638 Saint Libory St, Saint Libory, IL worth?

The TopHap Estimate for 638 Saint Libory St, Saint Libory, IL is $106,190 as of Jul 14, 2026. The likely range is $97,577 to $114,803. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 638 Saint Libory St, Saint Libory, IL last sell?

638 Saint Libory St, Saint Libory, IL last sold on Oct 14, 2011, according to the county's recorded deed.

How big is 638 Saint Libory St, Saint Libory, IL?

638 Saint Libory St, Saint Libory, IL has 1,344 square feet of living space and a 0.49-acre lot.

When was 638 Saint Libory St, Saint Libory, IL built?

638 Saint Libory St, Saint Libory, IL was built in 1963, making it 63 years old. The building has 1 story.

What schools serve 638 Saint Libory St, Saint Libory, IL?

638 Saint Libory St, Saint Libory, IL is assigned to St Libory Elementary School (elementary), rated C+; Freeburg Community High School (high), rated A. All sit in Freeburg Community High School District 77. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 638 Saint Libory St, Saint Libory, IL compare to other homes in Saint Libory 62282?

Among the 289 homes in Saint Libory 62282, it is worth more than 18% of them ($106,190 against a typical $158,604), its price per square foot is higher than 6% of them ($79 against a typical $126), it is bigger than 54% of them (1,344 ft² against a typical 1,270 ft²), its lot is bigger than 64% of them (0.49 ac against a typical 0.37 ac) and it is newer than 39% of them (1963 against a typical 1974). Measured against all of St. Clair County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 638 Saint Libory St, Saint Libory, IL?

The 2024 property tax bill for 638 Saint Libory St, Saint Libory, IL was $1,719. The county assessed it at $32,210.

Closest homes

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Assigned schools

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