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Single Family ResidenceResidential
$331,608$160 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $267,980 on Dec 28, 2021

640 CLAY DR

TALBOTT, TN 37877
2 / 1
Baths
2,072 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2021
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$332K
$307K low$356K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$267,980 · Dec 28, 2021

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$67,600 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$58,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$47,550
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$270,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
31
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJefferson
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 20 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 37877These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.67
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.151

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.8,406
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.300 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,711
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,612
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Clay Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Talbott 37877
  • Costs less per square foot than 79% of homes in Jefferson County
  • Bigger than 81% of homes in Talbott 37877
  • Newer than 94% of homes in Jefferson County

What homes are worth in Talbott 37877

Each bar is how many homes fall in that price range. The marker is this home.

This home
$83K$740K

This home is worth more than 69% of homes in Talbott 37877.

How it measures up in Talbott 37877

The dot is this home. The mark in the middle is the typical home in Talbott 37877.

Estimated value$331,608
CheaperTypical $286,477Pricier

Pricier than 69% of homes nearby

Price per ft²$160
CheaperTypical $186Pricier

Pricier than 22% of homes nearby

Living area2,072 ft²
SmallerTypical 1,483 ft²Bigger

Bigger than 81% of homes nearby

Year built2021
OlderTypical 1986Newer

Newer than 93% of homes nearby

How 640 Clay Dr ranks against every home in each area.
MeasureThis homeTalbott 37877Jefferson County
Estimated valuepricier than$331,60869% of homes54% of homes
Price per ft²pricier than$16022% of homes21% of homes
Living areabigger than2,072 ft²81% of homes80% of homes
Year builtnewer than202193% of homes94% of homes

About 640 Clay Dr

How much is 640 Clay Dr, Talbott, TN worth?

The TopHap Estimate for 640 Clay Dr, Talbott, TN is $331,608 as of Sep 24, 2026. The likely range is $307,066 to $356,150. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Clay Dr, Talbott, TN last sell?

640 Clay Dr, Talbott, TN last sold on Dec 28, 2021 for $267,980, according to the county's recorded deed.

How big is 640 Clay Dr, Talbott, TN?

640 Clay Dr, Talbott, TN has 2 bathrooms and 2,072 square feet of living space.

When was 640 Clay Dr, Talbott, TN built?

640 Clay Dr, Talbott, TN was built in 2021, making it 5 years old. The building has 2 stories.

How does 640 Clay Dr, Talbott, TN compare to other homes in Talbott 37877?

Among the 4,066 homes in Talbott 37877, it is worth more than 69% of them ($331,608 against a typical $286,477), its price per square foot is higher than 22% of them ($160 against a typical $186), it is bigger than 81% of them (2,072 ft² against a typical 1,483 ft²) and it is newer than 93% of them (2021 against a typical 1986). Measured against all of Jefferson County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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