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Single Family ResidenceResidential
$362,181$175 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $323,400 on Mar 6, 2024

641 CLAY DR

TALBOTT, TN 37877
2.5
Baths
2,072 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$362K
$332K low$393K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$323,400 · Mar 6, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,703 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$69,775 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$60,775
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$48,650
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$279,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
56
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
31
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.20 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Custom Design
CountyJEFFERSON
Lot (acres)The size of the land the home sits on, from county records.0.18
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 80 ft²Porch · 56 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 37877These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.67
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.151

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.8,406
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.300 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,711
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,612
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

641 Clay Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in Talbott 37877
  • Costs less per square foot than 72% of homes in Jefferson County
  • Bigger than 82% of homes in Talbott 37877
  • Has a smaller lot than 98% of homes in Talbott 37877
  • Newer than 97% of homes in Talbott 37877

What homes are worth in Talbott 37877

Each bar is how many homes fall in that price range. The marker is this home.

This home
$84K$763K

This home is worth more than 77% of homes in Talbott 37877.

How it measures up in Talbott 37877

The dot is this home. The mark in the middle is the typical home in Talbott 37877.

Estimated value$362,181
CheaperTypical $286,105Pricier

Pricier than 77% of homes nearby

Price per ft²$175
CheaperTypical $187Pricier

Pricier than 35% of homes nearby

Living area2,072 ft²
SmallerTypical 1,484 ft²Bigger

Bigger than 82% of homes nearby

Lot size0.18 ac
SmallerTypical 0.68 acBigger

Bigger than 2% of homes nearby

Year built2022
OlderTypical 1986Newer

Newer than 97% of homes nearby

How 641 Clay Dr ranks against every home in each area.
MeasureThis homeTalbott 37877Jefferson County
Estimated valuepricier than$362,18177% of homes61% of homes
Price per ft²pricier than$17535% of homes28% of homes
Living areabigger than2,072 ft²82% of homes80% of homes
Lot sizebigger than0.18 ac2% of homes4% of homes
Year builtnewer than202297% of homes97% of homes

About 641 Clay Dr

How much is 641 Clay Dr, Talbott, TN worth?

The TopHap Estimate for 641 Clay Dr, Talbott, TN is $362,181 as of Sep 24, 2026. The likely range is $331,661 to $392,701. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 641 Clay Dr, Talbott, TN last sell?

641 Clay Dr, Talbott, TN last sold on Mar 6, 2024 for $323,400, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 641 Clay Dr, Talbott, TN?

641 Clay Dr, Talbott, TN has 2.5 bathrooms, 2,072 square feet of living space and a 0.18-acre lot.

When was 641 Clay Dr, Talbott, TN built?

641 Clay Dr, Talbott, TN was built in 2022, making it 4 years old. It is a custom design home. The building has 2 stories.

How does 641 Clay Dr, Talbott, TN compare to other homes in Talbott 37877?

Among the 4,067 homes in Talbott 37877, it is worth more than 77% of them ($362,181 against a typical $286,105), its price per square foot is higher than 35% of them ($175 against a typical $187), it is bigger than 82% of them (2,072 ft² against a typical 1,484 ft²), its lot is bigger than 2% of them (0.18 ac against a typical 0.68 ac) and it is newer than 97% of them (2022 against a typical 1986). Measured against all of Jefferson County, it is worth more than 61% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 641 Clay Dr, Talbott, TN?

The 2023 property tax bill for 641 Clay Dr, Talbott, TN was $1,703. The county assessed it at $69,775.

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