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Single Family ResidenceResidential
$879,787$394 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

640 COPPER RIDGE RD

SAGLE, ID 83860
1
Beds
1
Baths
2,232 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5 ac
Lot SizeThe size of the land the home sits on, from county records.
2011
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$880K
$796K low$964K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$362,787
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$290,230
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.62%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$292,000
OPTIMUM FIRST INC · recorded Feb 9, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$225,000
MOUNTAIN WEST BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,533 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$931,829 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$757,472
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$931,829

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Rustic
CountyBONNER
Lot (acres)The size of the land the home sits on, from county records.5.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Radiant
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Southside ElementaryC
Elementary · Grades KG–6 · 5.5 mi
H
Sandpoint High SchoolC
High · Grades 9–12 · 7.1 mi
M
Sandpoint Middle SchoolB+
Middle · Grades 7–8 · 7.3 mi

District: Lake Pend Oreille School District 84

Neighborhood · ZIP 83860These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.78
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.76

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.9,319
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.57 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,184
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,190
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Copper Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 77% of homes in Sagle 83860
  • Bigger than 76% of homes in Bonner County
  • Has a bigger lot than 69% of homes in Sagle 83860
  • Newer than 81% of homes in Sagle 83860

What homes are worth in Sagle 83860

Each bar is how many homes fall in that price range. The marker is this home.

This home
$435K$3.7M

This home is worth more than 38% of homes in Sagle 83860.

How it measures up in Sagle 83860

The dot is this home. The mark in the middle is the typical home in Sagle 83860.

Estimated value$879,787
CheaperTypical $1,020,080Pricier

Pricier than 38% of homes nearby

Price per ft²$394
CheaperTypical $513Pricier

Pricier than 23% of homes nearby

Living area2,232 ft²
SmallerTypical 1,782 ft²Bigger

Bigger than 67% of homes nearby

Lot size5 ac
SmallerTypical 2.69 acBigger

Bigger than 69% of homes nearby

Year built2011
OlderTypical 1995Newer

Newer than 81% of homes nearby

How 640 Copper Ridge Rd ranks against every home in each area.
MeasureThis homeSagle 83860Bonner County
Estimated valuepricier than$879,78738% of homes59% of homes
Price per ft²pricier than$39423% of homes34% of homes
Living areabigger than2,232 ft²67% of homes76% of homes
Lot sizebigger than5 ac69% of homes67% of homes
Year builtnewer than201181% of homes80% of homes

About 640 Copper Ridge Rd

How much is 640 Copper Ridge Rd, Sagle, ID worth?

The TopHap Estimate for 640 Copper Ridge Rd, Sagle, ID is $879,787 as of Jul 14, 2026. The likely range is $795,552 to $964,022. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Copper Ridge Rd, Sagle, ID last sell?

640 Copper Ridge Rd, Sagle, ID last sold on Dec 12, 2005, according to the county's recorded deed.

How big is 640 Copper Ridge Rd, Sagle, ID?

640 Copper Ridge Rd, Sagle, ID has 1 bedrooms, 1 bathrooms, 2,232 square feet of living space and a 5.00-acre lot.

When was 640 Copper Ridge Rd, Sagle, ID built?

640 Copper Ridge Rd, Sagle, ID was built in 2011, making it 15 years old. It is a rustic home. The building has 3 stories.

What schools serve 640 Copper Ridge Rd, Sagle, ID?

640 Copper Ridge Rd, Sagle, ID is assigned to Southside Elementary (elementary), rated C; Sandpoint High School (high), rated C; Sandpoint Middle School (middle), rated B+. All sit in Lake Pend Oreille School District 84. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Copper Ridge Rd, Sagle, ID compare to other homes in Sagle 83860?

Among the 4,139 homes in Sagle 83860, it is worth more than 38% of them ($879,787 against a typical $1,020,080), its price per square foot is higher than 23% of them ($394 against a typical $513), it is bigger than 67% of them (2,232 ft² against a typical 1,782 ft²), its lot is bigger than 69% of them (5 ac against a typical 2.69 ac) and it is newer than 81% of them (2011 against a typical 1995). Measured against all of Bonner County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Copper Ridge Rd, Sagle, ID?

The 2025 property tax bill for 640 Copper Ridge Rd, Sagle, ID was $2,533. The county assessed it at $931,829.

Closest homes

More homes in Sagle 83860

Assigned schools

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