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Single Family ResidentialResidential
$146,683$101 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

640 HERBERT ST

STEWART, MN 55385
3
Beds
1
Baths
1,456 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$147K
$133K low$160K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,460 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$190,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$168,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$145,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$190,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.31
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
58
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
59
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyMcLeod
Lot (acres)The size of the land the home sits on, from county records.0.34
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 260 ft²Shed · 80 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Buffalo Lake-Hector-Stewart Elementary SchoolA+
Elementary · Grades KG–5 · 6.4 mi
M
Buffalo Lake-Hector-Stewart High SchoolB-
Middle · Grades 6–12 · 11.6 mi

District: Buffalo Lake-Hector-Stewart Public Schools

Neighborhood · ZIP 55385These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.1,272
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.13 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,690
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,843
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Herbert St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in McLeod County
  • Costs less per square foot than 91% of homes in McLeod County
  • Bigger than 66% of homes in Stewart 55385
  • Has a bigger lot than 66% of homes in McLeod County
  • Older than 79% of homes in McLeod County

What homes are worth in Stewart 55385

Each bar is how many homes fall in that price range. The marker is this home.

This home
$57K$473K

This home is worth more than 36% of homes in Stewart 55385.

How it measures up in Stewart 55385

The dot is this home. The mark in the middle is the typical home in Stewart 55385.

Estimated value$146,683
CheaperTypical $170,545Pricier

Pricier than 36% of homes nearby

Price per ft²$101
CheaperTypical $123Pricier

Pricier than 25% of homes nearby

Living area1,456 ft²
SmallerTypical 1,300 ft²Bigger

Bigger than 66% of homes nearby

Lot size0.34 ac
SmallerTypical 2 acBigger

Bigger than 42% of homes nearby

Year built1930
OlderTypical 1945Newer

Newer than 44% of homes nearby

How 640 Herbert St ranks against every home in each area.
MeasureThis homeStewart 55385McLeod County
Estimated valuepricier than$146,68336% of homes23% of homes
Price per ft²pricier than$10125% of homes9% of homes
Living areabigger than1,456 ft²66% of homes62% of homes
Lot sizebigger than0.34 ac42% of homes66% of homes
Year builtnewer than193044% of homes21% of homes

About 640 Herbert St

How much is 640 Herbert St, Stewart, MN worth?

The TopHap Estimate for 640 Herbert St, Stewart, MN is $146,683 as of Aug 30, 2026. The likely range is $133,145 to $160,221. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 640 Herbert St, Stewart, MN?

640 Herbert St, Stewart, MN has 3 bedrooms, 1 bathrooms, 1,456 square feet of living space and a 0.34-acre lot.

When was 640 Herbert St, Stewart, MN built?

640 Herbert St, Stewart, MN was built in 1930, making it 96 years old. The building has 2 stories.

What schools serve 640 Herbert St, Stewart, MN?

640 Herbert St, Stewart, MN is assigned to Buffalo Lake-Hector-Stewart Elementary School (elementary), rated A+; Buffalo Lake-Hector-Stewart High School (middle), rated B-. All sit in Buffalo Lake-Hector-Stewart Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Herbert St, Stewart, MN compare to other homes in Stewart 55385?

Among the 530 homes in Stewart 55385, it is worth more than 36% of them ($146,683 against a typical $170,545), its price per square foot is higher than 25% of them ($101 against a typical $123), it is bigger than 66% of them (1,456 ft² against a typical 1,300 ft²), its lot is bigger than 42% of them (0.34 ac against a typical 2 ac) and it is newer than 44% of them (1930 against a typical 1945). Measured against all of McLeod County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Herbert St, Stewart, MN?

The 2025 property tax bill for 640 Herbert St, Stewart, MN was $3,460. The county assessed it at $190,800.

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