Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$632,036$210 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

640 PHILIP CT

BARTLETT, IL 60103
4
Beds
3 / 1
Baths
3,007 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.57 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$632K
$593K low$671K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$105,552
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$84,442
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.84%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$300,000
HARRIS BANK BARTLETT · 5% 1 · recorded Jan 6, 2005
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$226,484
BMO HARRIS BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$13,304 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$48,000 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$21,190
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$26,810
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$47,999
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$480,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
9
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyCook
Lot (acres)The size of the land the home sits on, from county records.0.57
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Liberty Elementary SchoolB+
Elementary · Grades PK–6 · 1.2 mi
M
Kenyon Woods Middle SchoolB+
Middle · Grades 7–8 · 3.2 mi
H
South Elgin High SchoolC-
High · Grades 9–12 · 3.3 mi

District: School District U-46

Neighborhood · ZIP 60103These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.38
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.118
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.49

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.39,893
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,050 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$123,016
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$142,454
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Philip Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Bartlett 60103
  • Costs less per square foot than 66% of homes in Cook County
  • Bigger than 89% of homes in Cook County
  • Has a bigger lot than 85% of homes in Bartlett 60103
  • Newer than 87% of homes in Cook County

What homes are worth in Bartlett 60103

Each bar is how many homes fall in that price range. The marker is this home.

This home
$216K$753K

This home is worth more than 91% of homes in Bartlett 60103.

How it measures up in Bartlett 60103

The dot is this home. The mark in the middle is the typical home in Bartlett 60103.

Estimated value$632,036
CheaperTypical $440,855Pricier

Pricier than 91% of homes nearby

Price per ft²$210
CheaperTypical $216Pricier

Pricier than 44% of homes nearby

Living area3,007 ft²
SmallerTypical 2,028 ft²Bigger

Bigger than 84% of homes nearby

Lot size0.57 ac
SmallerTypical 0.23 acBigger

Bigger than 85% of homes nearby

Year built1997
OlderTypical 1991Newer

Newer than 81% of homes nearby

How 640 Philip Ct ranks against every home in each area.
MeasureThis homeBartlett 60103Cook County
Estimated valuepricier than$632,03691% of homes85% of homes
Price per ft²pricier than$21044% of homes34% of homes
Living areabigger than3,007 ft²84% of homes89% of homes
Lot sizebigger than0.57 ac85% of homes84% of homes
Year builtnewer than199781% of homes87% of homes

About 640 Philip Ct

How much is 640 Philip Ct, Bartlett, IL worth?

The TopHap Estimate for 640 Philip Ct, Bartlett, IL is $632,036 as of Jul 14, 2026. The likely range is $593,007 to $671,065. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Philip Ct, Bartlett, IL last sell?

640 Philip Ct, Bartlett, IL last sold on Sep 13, 2010, according to the county's recorded deed.

How big is 640 Philip Ct, Bartlett, IL?

640 Philip Ct, Bartlett, IL has 4 bedrooms, 3 bathrooms, 3,007 square feet of living space and a 0.57-acre lot.

When was 640 Philip Ct, Bartlett, IL built?

640 Philip Ct, Bartlett, IL was built in 1997, making it 29 years old. It is a split level home. The building has 2 stories.

What schools serve 640 Philip Ct, Bartlett, IL?

640 Philip Ct, Bartlett, IL is assigned to Liberty Elementary School (elementary), rated B+; Kenyon Woods Middle School (middle), rated B+; South Elgin High School (high), rated C-. All sit in School District U-46. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Philip Ct, Bartlett, IL compare to other homes in Bartlett 60103?

Among the 13,710 homes in Bartlett 60103, it is worth more than 91% of them ($632,036 against a typical $440,855), its price per square foot is higher than 44% of them ($210 against a typical $216), it is bigger than 84% of them (3,007 ft² against a typical 2,028 ft²), its lot is bigger than 85% of them (0.57 ac against a typical 0.23 ac) and it is newer than 81% of them (1997 against a typical 1991). Measured against all of Cook County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Philip Ct, Bartlett, IL?

The 2023 property tax bill for 640 Philip Ct, Bartlett, IL was $13,304. The county assessed it at $48,000.

Closest homes

More homes in Bartlett 60103

Assigned schools

Explore the area

See this home in context

Open 640 Philip Ct on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map