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Single Family ResidenceResidential
$633,961$445 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $373,000 on Oct 19, 2007

640 PROSPECT DR

STRATFORD, CT 06615
3
Beds
2
Baths
1,426 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$634K
$589K low$679K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$373,000 · Oct 19, 2007
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$316,961
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$253,569
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.55%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$317,000
ONE WEST BANK FSB · recorded Oct 18, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,915 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$221,760 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$135,520
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$86,240
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$221,760
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$155,232

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
60
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyGREATER BRIDGEPORT
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1992
Lot (acres)The size of the land the home sits on, from county records.0.25
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Spa/Hot Tub (Only)

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lordship Elementary SchoolC-
Elementary · Grades KG–6 · 0.6 mi
H
Stratford High SchoolC
High · Grades 9–12 · 3.1 mi
M
David Wooster Middle SchoolD+
Middle · Grades 7–8 · 4.2 mi

District: Stratford School District

Neighborhood · ZIP 06615These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.78
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.71

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.21,827
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,510 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,665
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,200
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Prospect Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Stratford 06615
  • Costs more per square foot than 94% of homes in Stratford 06615
  • Has a bigger lot than 87% of homes in Stratford 06615

What homes are worth in Stratford 06615

Each bar is how many homes fall in that price range. The marker is this home.

This home
$159K$1.1M

This home is worth more than 86% of homes in Stratford 06615.

How it measures up in Stratford 06615

The dot is this home. The mark in the middle is the typical home in Stratford 06615.

Estimated value$633,961
CheaperTypical $413,307Pricier

Pricier than 86% of homes nearby

Price per ft²$445
CheaperTypical $301Pricier

Pricier than 94% of homes nearby

Living area1,426 ft²
SmallerTypical 1,408 ft²Bigger

Bigger than 51% of homes nearby

Lot size0.25 ac
SmallerTypical 0.16 acBigger

Bigger than 87% of homes nearby

Year built1950
OlderTypical 1951Newer

Newer than 47% of homes nearby

How 640 Prospect Dr ranks against every home in each area.
MeasureThis homeStratford 06615Greater Bridgeport County
Estimated valuepricier than$633,96186% of homes57% of homes
Price per ft²pricier than$44594% of homes77% of homes
Living areabigger than1,426 ft²51% of homes36% of homes
Lot sizebigger than0.25 ac87% of homes53% of homes
Year builtnewer than195047% of homes37% of homes

About 640 Prospect Dr

How much is 640 Prospect Dr, Stratford, CT worth?

The TopHap Estimate for 640 Prospect Dr, Stratford, CT is $633,961 as of Jul 14, 2026. The likely range is $588,672 to $679,250. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Prospect Dr, Stratford, CT last sell?

640 Prospect Dr, Stratford, CT last sold on Oct 19, 2007 for $373,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 640 Prospect Dr, Stratford, CT?

640 Prospect Dr, Stratford, CT has 3 bedrooms, 2 bathrooms, 1,426 square feet of living space and a 0.25-acre lot.

When was 640 Prospect Dr, Stratford, CT built?

640 Prospect Dr, Stratford, CT was built in 1950, making it 76 years old. It is a cape cod home. The building has 2 stories.

What schools serve 640 Prospect Dr, Stratford, CT?

640 Prospect Dr, Stratford, CT is assigned to Lordship Elementary School (elementary), rated C-; Stratford High School (high), rated C; David Wooster Middle School (middle), rated D+. All sit in Stratford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Prospect Dr, Stratford, CT compare to other homes in Stratford 06615?

Among the 5,764 homes in Stratford 06615, it is worth more than 86% of them ($633,961 against a typical $413,307), its price per square foot is higher than 94% of them ($445 against a typical $301), it is bigger than 51% of them (1,426 ft² against a typical 1,408 ft²), its lot is bigger than 87% of them (0.25 ac against a typical 0.16 ac) and it is newer than 47% of them (1950 against a typical 1951). Measured against all of Greater Bridgeport County, it is worth more than 57% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Prospect Dr, Stratford, CT?

The 2025 property tax bill for 640 Prospect Dr, Stratford, CT was $8,915. The county assessed it at $221,760.

Closest homes

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Assigned schools

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