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Single Family ResidenceResidential
Last sold for $432,500 on Jan 6, 2023

640 RANCE RD

OSWEGO, IL 60543
3 ac
Lot SizeThe size of the land the home sits on, from county records.
1973
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.
Built 19724 units1,424–1,965 ft²
$2.3M
All units combinedThe sum of our current value estimates for every unit in the building — roughly what the whole building's homes are worth together.
$598K
Median unit valueThe middle unit value in this building by our estimate: half the units are worth more, half less.
$325
Median $/ft²The middle price per square foot across the building's units, by our current estimates. Useful for comparing units of different sizes.

+54.8%vs the Oswego ZIP median sale $/ft² ($210)

Sales Performance

—
Median sale (12 mo)The middle sale price among this building's units that sold in the last 12 months, from recorded deeds.
—
1-yr changeHow the building's median sale price over the last 12 months compares with the 12 months before that.
0
Sales (12 mo)Units in this building that sold in the last 12 months, from recorded arms-length deeds.
0.0%
Turnover (12 mo)The share of units that changed hands in the last 12 months. Around 4–6% a year is typical; much higher can signal investor churn or a wave of exits.
Median sale price (yearly, all time)Every recorded arms-length sale in the building since records begin, grouped by year: the bars count sales and the line tracks the median price paid.MedianSales
19971999200420162023
Sale price per ft² (yearly, all time)The middle price per square foot across the building's units, by our current estimates. Useful for comparing units of different sizes.$/ft²
19971999200420162023

6 arms-length sales on record for this building.

Unit Mix & Floor PlansThe building's recurring floor plans, found by grouping units with identical beds, baths and square footage in county records. Larger groups are the building's standard layouts; leftover units have one-off sizes.

Studio
2 units
3 bed
2 units

Value DistributionHow the building's units spread across value ranges by our current estimates. A wide spread usually means big differences in size, floor or view.

$460K–$460K
1 unit
$553K–$553K
1 unit
$643K–$661K
2 units

Ownership & Financing

Owner-occupiedThe share of units where the owner lives in the unit, per county records. The rest are second homes or rentals.100%
Company-ownedUnits owned through an LLC, trust, or other company — a rough proxy for investor ownership.0%
Typical owner tenureThe middle number of years since each unit last changed hands — how long the current owners have been in place.22.2 yrs
Cash purchases (5 yrs)The share of purchases in the last 5 years with no mortgage recorded. High cash share is common in second-home and investor buildings.0%
Avg. loan-to-valueAverage current loan balance against unit value across the building. Low numbers mean owners hold lots of equity — a sign of financial stability.62%
Median owner equityThe middle dollar amount of equity (value minus loans) unit owners hold in this building.$566,134
Median tax billThe middle annual property tax bill among the building's units.$11,688
Pre-foreclosure noticesUnits with an active pre-foreclosure or foreclosure notice on file.0

Recent SalesThe latest recorded arms-length sales in the building, newest first.

BuildingJan 6, 2023$432,500Unit DDec 27, 2016$250,000Unit AOct 7, 2004$392,000Unit BJun 3, 2004$370,000Unit AOct 7, 1999$187,000Unit FJan 6, 1997$170,000

Values are TopHap estimates, not appraisals. Sales, ownership and tax figures come from recorded county documents via ATTOM and can lag by several weeks.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,164 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$147,039 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$38,969
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$108,070
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$147,039
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$441,117

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.27
67
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
45
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.35 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKendall
Lot (acres)The size of the land the home sits on, from county records.3.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Gas
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Oswego East High SchoolB+
High · Grades 9–12 · 1.7 mi
M
Murphy Junior High SchoolB+
Middle · Grades 6–8 · 2.3 mi
E
Grande Park Elementary SchoolB+
Elementary · Grades KG–5 · 2.5 mi

District: Oswego Community Unit School District 308

Neighborhood · ZIP 60543These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.72
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.51

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.49,227
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,097 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$116,485
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$134,927
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

All UnitsEvery property record the county has at this street address, such as the units in a condo building. Prices shown are our estimates, not asking prices.

640 Rance Rd
3 bd · 2 ba · 1,788 ft²
$569K
640 Rance Rd
2 ba · 1,424 ft²
$460K
640 Rance Rd # B
3 bd · 3 ba · 1,965 ft²
$643K
640 Rance Rd # D
2 ba · 1,910 ft²
$553K
640 Rance Rd # F
3 bd · 2 ba · 1,956 ft²
$661K

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

About 640 Rance Rd

How many units are in 640 Rance Rd, Oswego, IL?

640 Rance Rd, Oswego, IL has 4 residential units across built in 1972, according to county assessor records.

What is a unit at 640 Rance Rd, Oswego, IL worth?

The median TopHap Estimate across the 4 units at 640 Rance Rd, Oswego, IL is $598,069. That works out to $325 per square foot. Units run from 1,424 to 1,965 square feet. Estimates are modelled from recorded sales and assessments, not appraisals.

Is 640 Rance Rd, Oswego, IL expensive for Oswego?

Units at 640 Rance Rd, Oswego, IL carry a median of $325 per square foot, 55% above the Oswego median of $210 per square foot.

How often do units sell at 640 Rance Rd, Oswego, IL?

0 units at 640 Rance Rd, Oswego, IL sold in the last 12 months, out of 6 recorded arms-length sales all time. That is a turnover rate of 0.0% of the building per year.

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