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Single Family ResidenceResidential
$282,763$225 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $180,000 on Sep 1, 2020

640 RIVA RIDGE RD

SNEADS FERRY, NC 28460
3
Beds
2
Baths
1,255 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$283K
$249K low$317K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$180,000 · Sep 1, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$100,945
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$80,756
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.64%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$181,818
GUARANTEED RATE INC · recorded Sep 1, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,282 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$195,781 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$35,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$160,781
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$195,781
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$195,781

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.72 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.45%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyOnslow
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1994
Lot (acres)The size of the land the home sits on, from county records.0.17
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Dixon Middle SchoolB+
Middle · Grades 6–8 · 2.7 mi
E
Dixon Elementary SchoolC+
Elementary · Grades KG–5 · 3.3 mi
H
Dixon High SchoolC+
High · Grades 9–12 · 5.9 mi

District: Onslow County Schools

Neighborhood · ZIP 28460These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.150
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.61%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.13,858
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.225 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,834
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,478
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Riva Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Sneads Ferry 28460
  • Costs more per square foot than 84% of homes in Onslow County
  • Smaller than 77% of homes in Sneads Ferry 28460
  • Has a smaller lot than 90% of homes in Onslow County
  • Older than 72% of homes in Sneads Ferry 28460

What homes are worth in Sneads Ferry 28460

Each bar is how many homes fall in that price range. The marker is this home.

This home
$138K$2M

This home is worth more than 15% of homes in Sneads Ferry 28460.

How it measures up in Sneads Ferry 28460

The dot is this home. The mark in the middle is the typical home in Sneads Ferry 28460.

Estimated value$282,763
CheaperTypical $425,551Pricier

Pricier than 15% of homes nearby

Price per ft²$225
CheaperTypical $237Pricier

Pricier than 45% of homes nearby

Living area1,255 ft²
SmallerTypical 1,751 ft²Bigger

Bigger than 23% of homes nearby

Lot size0.17 ac
SmallerTypical 0.38 acBigger

Bigger than 18% of homes nearby

Year built1989
OlderTypical 2005Newer

Newer than 28% of homes nearby

How 640 Riva Ridge Rd ranks against every home in each area.
MeasureThis homeSneads Ferry 28460Onslow County
Estimated valuepricier than$282,76315% of homes50% of homes
Price per ft²pricier than$22545% of homes84% of homes
Living areabigger than1,255 ft²23% of homes25% of homes
Lot sizebigger than0.17 ac18% of homes10% of homes
Year builtnewer than198928% of homes36% of homes

About 640 Riva Ridge Rd

How much is 640 Riva Ridge Rd, Sneads Ferry, NC worth?

The TopHap Estimate for 640 Riva Ridge Rd, Sneads Ferry, NC is $282,763 as of Jun 23, 2026. The likely range is $248,831 to $316,694. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Riva Ridge Rd, Sneads Ferry, NC last sell?

640 Riva Ridge Rd, Sneads Ferry, NC last sold on Sep 1, 2020 for $180,000, according to the county's recorded deed.

How big is 640 Riva Ridge Rd, Sneads Ferry, NC?

640 Riva Ridge Rd, Sneads Ferry, NC has 3 bedrooms, 2 bathrooms, 1,255 square feet of living space and a 0.17-acre lot.

When was 640 Riva Ridge Rd, Sneads Ferry, NC built?

640 Riva Ridge Rd, Sneads Ferry, NC was built in 1989, making it 37 years old. It is a conventional home. The building has 1 story.

What schools serve 640 Riva Ridge Rd, Sneads Ferry, NC?

640 Riva Ridge Rd, Sneads Ferry, NC is assigned to Dixon Middle School (middle), rated B+; Dixon Elementary School (elementary), rated C+; Dixon High School (high), rated C+. All sit in Onslow County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Riva Ridge Rd, Sneads Ferry, NC compare to other homes in Sneads Ferry 28460?

Among the 9,587 homes in Sneads Ferry 28460, it is worth more than 15% of them ($282,763 against a typical $425,551), its price per square foot is higher than 45% of them ($225 against a typical $237), it is bigger than 23% of them (1,255 ft² against a typical 1,751 ft²), its lot is bigger than 18% of them (0.17 ac against a typical 0.38 ac) and it is newer than 28% of them (1989 against a typical 2005). Measured against all of Onslow County, it is worth more than 50% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Riva Ridge Rd, Sneads Ferry, NC?

The 2025 property tax bill for 640 Riva Ridge Rd, Sneads Ferry, NC was $1,282. The county assessed it at $195,781.

Closest homes

More homes in Sneads Ferry 28460

Assigned schools

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