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Single Family ResidenceResidential
$331,350$187 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

640 RIVER ROCK DR

AZLE, TX 76020
0
Baths
1,768 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2016
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$331K
$296K low$367K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$169,398
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$135,518
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.49%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$161,952
SERVICE FIRST MORTGAGE CO · recorded Dec 14, 2016

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$297,430 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$45,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$252,430
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$297,430
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$297,430

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
75
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
94
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
45
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
41
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyParker
HeatingThe type of heating system in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 166 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hilltop Elementary SchoolC
Elementary · Grades PK–4 · 1.2 mi
M
Azle Junior High School
Middle · Grades 7–8 · 1.6 mi
H
Azle High SchoolB-
High · Grades 9–12 · 2.2 mi

District: Azle Independent School District

Neighborhood · ZIP 76020These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.24

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.37,504
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.521 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,956
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,779
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 River Rock Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Parker County
  • Costs less per square foot than 78% of homes in Parker County
  • Newer than 81% of homes in Azle

What homes are worth in Azle 76020

Each bar is how many homes fall in that price range. The marker is this home.

This home
$162K$1.1M

This home is worth more than 47% of homes in Azle 76020.

How it measures up in Azle 76020

The dot is this home. The mark in the middle is the typical home in Azle 76020.

Estimated value$331,350
CheaperTypical $340,872Pricier

Pricier than 47% of homes nearby

Price per ft²$187
CheaperTypical $197Pricier

Pricier than 40% of homes nearby

Living area1,768 ft²
SmallerTypical 1,752 ft²Bigger

Bigger than 51% of homes nearby

Year built2016
OlderTypical 1998Newer

Newer than 77% of homes nearby

How 640 River Rock Dr ranks against every home in each area.
MeasureThis homeAzleAzle 76020Parker County
Estimated valuepricier than$331,35068% of homes47% of homes26% of homes
Price per ft²pricier than$18762% of homes40% of homes22% of homes
Living areabigger than1,768 ft²56% of homes51% of homes37% of homes
Year builtnewer than201681% of homes77% of homes71% of homes

About 640 River Rock Dr

How much is 640 River Rock Dr, Azle, TX worth?

The TopHap Estimate for 640 River Rock Dr, Azle, TX is $331,350 as of Jul 14, 2026. The likely range is $295,887 to $366,813. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 River Rock Dr, Azle, TX last sell?

640 River Rock Dr, Azle, TX last sold on Dec 14, 2016, according to the county's recorded deed.

When was 640 River Rock Dr, Azle, TX built?

640 River Rock Dr, Azle, TX was built in 2016, making it 10 years old. The building has 1 story.

What schools serve 640 River Rock Dr, Azle, TX?

640 River Rock Dr, Azle, TX is assigned to Hilltop Elementary School (elementary), rated C; Azle Junior High School (middle); Azle High School (high), rated B-. All sit in Azle Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 River Rock Dr, Azle, TX compare to other homes in Azle 76020?

Among the 14,121 homes in Azle 76020, it is worth more than 47% of them ($331,350 against a typical $340,872), its price per square foot is higher than 40% of them ($187 against a typical $197), it is bigger than 51% of them (1,768 ft² against a typical 1,752 ft²) and it is newer than 77% of them (2016 against a typical 1998). Measured against all of Parker County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on River Rock Dr

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Assigned schools

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