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Single Family ResidenceResidential
$868,802$335 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $620,000 on Aug 31, 2021

640 RIVER VALLEY RD

ATLANTA, GA 30328
4
Beds
2
Baths
2,597 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1964
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$869K
$775K low$962K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$620,000 · Aug 31, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$72,802
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$58,242
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.90%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$496,000
ALLY BANK · recorded Aug 31, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$300,000
BMO BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,719 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$250,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$57,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$192,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$247,640
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$625,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.56
44
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
45
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyFULTON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1990
ConstructionThe main material the home's frame and walls are built from.Brick
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Neighborhood / Spot
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 204 ft²Porch · 315 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Riverwood International Charter SchoolA
High · Grades 9–12 · 0.8 mi
E
Heards Ferry Elementary SchoolA-
Elementary · Grades PK–5 · 1.6 mi
M
Ridgeview Middle SchoolA
Middle · Grades 6–8 · 3.3 mi

District: Fulton County School District

Neighborhood · ZIP 30328These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.80
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.42%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.41,466
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,184 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$109,920
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$152,525
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 River Valley Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Riverside
  • Costs more per square foot than 78% of homes in Fulton County
  • Smaller than 81% of homes in Riverside
  • Has a bigger lot than 96% of homes in Atlanta 30328
  • Older than 95% of homes in Riverside

What homes are worth in Atlanta 30328

Each bar is how many homes fall in that price range. The marker is this home.

This home
$159K$2.1M

This home is worth more than 71% of homes in Atlanta 30328.

How it measures up in Atlanta 30328

The dot is this home. The mark in the middle is the typical home in Atlanta 30328.

Estimated value$868,802
CheaperTypical $653,650Pricier

Pricier than 71% of homes nearby

Price per ft²$335
CheaperTypical $281Pricier

Pricier than 74% of homes nearby

Living area2,597 ft²
SmallerTypical 2,144 ft²Bigger

Bigger than 62% of homes nearby

Lot size1.3 ac
SmallerTypical 0.16 acBigger

Bigger than 96% of homes nearby

Year built1964
OlderTypical 1980Newer

Newer than 17% of homes nearby

How 640 River Valley Rd ranks against every home in each area.
MeasureThis homeRiversideAtlanta 30328Fulton County
Estimated valuepricier than$868,80217% of homes71% of homes80% of homes
Price per ft²pricier than$33549% of homes74% of homes78% of homes
Living areabigger than2,597 ft²19% of homes62% of homes69% of homes
Lot sizebigger than1.3 ac88% of homes96% of homes96% of homes
Year builtnewer than19645% of homes17% of homes26% of homes

About 640 River Valley Rd

How much is 640 River Valley Rd, Atlanta, GA worth?

The TopHap Estimate for 640 River Valley Rd, Atlanta, GA is $868,802 as of Jul 14, 2026. The likely range is $775,213 to $962,391. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 River Valley Rd, Atlanta, GA last sell?

640 River Valley Rd, Atlanta, GA last sold on Aug 31, 2021 for $620,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 640 River Valley Rd, Atlanta, GA?

640 River Valley Rd, Atlanta, GA has 4 bedrooms, 2 bathrooms and 2,597 square feet of living space.

When was 640 River Valley Rd, Atlanta, GA built?

640 River Valley Rd, Atlanta, GA was built in 1964, making it 62 years old. It is a ranch home. The building has 1 story.

What schools serve 640 River Valley Rd, Atlanta, GA?

640 River Valley Rd, Atlanta, GA is assigned to Riverwood International Charter School (high), rated A; Heards Ferry Elementary School (elementary), rated A-; Ridgeview Middle School (middle), rated A. All sit in Fulton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 River Valley Rd, Atlanta, GA compare to other homes in Atlanta 30328?

Among the 11,874 homes in Atlanta 30328, it is worth more than 71% of them ($868,802 against a typical $653,650), its price per square foot is higher than 74% of them ($335 against a typical $281), it is bigger than 62% of them (2,597 ft² against a typical 2,144 ft²), its lot is bigger than 96% of them (1.3 ac against a typical 0.16 ac) and it is newer than 17% of them (1964 against a typical 1980). Measured against all of Fulton County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 River Valley Rd, Atlanta, GA?

The 2025 property tax bill for 640 River Valley Rd, Atlanta, GA was $7,719. The county assessed it at $250,200.

Closest homes

More homes in Atlanta 30328

Assigned schools

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