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Residential - Vacant LandResidential

640 S 12TH ST

SAGINAW, MI 48601
1
Baths
1,003 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,920 ft²
Lot SizeThe size of the land the home sits on, from county records.
1914
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$30 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$400 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential - Vacant Land
CountySaginaw
Lot (acres)The size of the land the home sits on, from county records.0.09
HeatingThe type of heating system in the home.Space
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.Pool, Gunite
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 72 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Saginaw Arts and Sciences AcademyA+
Middle · Grades 6–12 · 1.4 mi

District: Saginaw City School District

Neighborhood · ZIP 48601These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.139
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.2%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.31%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.32,177
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.309 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$41,503
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$54,326
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 S 12th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 83% of homes in Saginaw County
  • Has a smaller lot than 98% of homes in Saginaw 48601
  • Older than 88% of homes in Saginaw County

How it measures up in Saginaw 48601

The dot is this home. The mark in the middle is the typical home in Saginaw 48601.

Living area1,003 ft²
SmallerTypical 1,110 ft²Bigger

Bigger than 36% of homes nearby

Lot size3,920 ft²
SmallerTypical 0.21 acBigger

Bigger than 2% of homes nearby

Year built1914
OlderTypical 1955Newer

Newer than 13% of homes nearby

How 640 S 12th St ranks against every home in each area.
MeasureThis homeHoughton - JonesSaginaw 48601Saginaw County
Living areabigger than1,003 ft²29% of homes36% of homes17% of homes
Lot sizebigger than3,920 ft²8% of homes2% of homes3% of homes
Year builtnewer than191440% of homes13% of homes12% of homes

About 640 S 12th St

How big is 640 S 12th St, Saginaw, MI?

640 S 12th St, Saginaw, MI has 1 bathrooms, 1,003 square feet of living space and a 0.09-acre lot.

When was 640 S 12th St, Saginaw, MI built?

640 S 12th St, Saginaw, MI was built in 1914, making it 112 years old. The building has 2 stories.

What schools serve 640 S 12th St, Saginaw, MI?

640 S 12th St, Saginaw, MI is assigned to Saginaw Arts and Sciences Academy (middle), rated A+. All sit in Saginaw City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 S 12th St, Saginaw, MI compare to other homes in Saginaw 48601?

Among the 14,058 homes in Saginaw 48601, it is bigger than 36% of them (1,003 ft² against a typical 1,110 ft²), its lot is bigger than 2% of them (3,920 ft² against a typical 0.21 ac) and it is newer than 13% of them (1914 against a typical 1955). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 S 12th St, Saginaw, MI?

The 2024 property tax bill for 640 S 12th St, Saginaw, MI was $30. The county assessed it at $400.

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