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Single Family ResidenceResidential

644 S 12TH ST

SAGINAW, MI 48601
2
Beds
1
Baths
1,456 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1918
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$470 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$16,200 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$14,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$32,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySaginaw
Lot (acres)The size of the land the home sits on, from county records.0.18
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Saginaw Arts and Sciences AcademyA+
Middle · Grades 6–12 · 1.4 mi

District: Saginaw City School District

Neighborhood · ZIP 48601These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.139
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.2%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.31%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.32,177
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.309 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$41,503
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$54,326
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

644 S 12th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 78% of homes in Saginaw 48601
  • Has a smaller lot than 76% of homes in Saginaw County
  • Older than 88% of homes in Saginaw County

How it measures up in Saginaw 48601

The dot is this home. The mark in the middle is the typical home in Saginaw 48601.

Living area1,456 ft²
SmallerTypical 1,110 ft²Bigger

Bigger than 78% of homes nearby

Lot size0.18 ac
SmallerTypical 0.21 acBigger

Bigger than 43% of homes nearby

Year built1918
OlderTypical 1955Newer

Newer than 14% of homes nearby

How 644 S 12th St ranks against every home in each area.
MeasureThis homeHoughton - JonesSaginaw 48601Saginaw County
Living areabigger than1,456 ft²76% of homes78% of homes54% of homes
Lot sizebigger than0.18 ac73% of homes43% of homes24% of homes
Year builtnewer than191842% of homes14% of homes12% of homes

About 644 S 12th St

When did 644 S 12th St, Saginaw, MI last sell?

644 S 12th St, Saginaw, MI last sold on May 19, 1999, according to the county's recorded deed.

How big is 644 S 12th St, Saginaw, MI?

644 S 12th St, Saginaw, MI has 2 bedrooms, 1 bathrooms, 1,456 square feet of living space and a 0.18-acre lot.

When was 644 S 12th St, Saginaw, MI built?

644 S 12th St, Saginaw, MI was built in 1918, making it 108 years old. The building has 2 stories.

What schools serve 644 S 12th St, Saginaw, MI?

644 S 12th St, Saginaw, MI is assigned to Saginaw Arts and Sciences Academy (middle), rated A+. All sit in Saginaw City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 644 S 12th St, Saginaw, MI compare to other homes in Saginaw 48601?

Among the 14,058 homes in Saginaw 48601, it is bigger than 78% of them (1,456 ft² against a typical 1,110 ft²), its lot is bigger than 43% of them (0.18 ac against a typical 0.21 ac) and it is newer than 14% of them (1918 against a typical 1955). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 644 S 12th St, Saginaw, MI?

The 2024 property tax bill for 644 S 12th St, Saginaw, MI was $470. The county assessed it at $16,200.

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