Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$355,264$180 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $362,766 on Oct 6, 2022

640 SILVER SPRUCE ST

SUMMERVILLE, SC 29486
0
Baths
1,976 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.12 ac
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.

Valuation

$355K
$338K low$372K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$362,766 · Oct 6, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$289 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$367,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$125,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$242,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$14,684
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$367,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
43
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
49
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBERKELEY
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 80 ft²Porch · 48 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Berkeley High SchoolC+
High · Grades 9–12 · 7.7 mi
M
Berkeley Middle SchoolC
Middle · Grades 6–8 · 9.1 mi

District: Berkeley County School District

Neighborhood · ZIP 29486These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.133
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.412

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.43,684
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.722 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,209
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,818
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Silver Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Summerville 29486
  • Costs less per square foot than 70% of homes in Summerville 29486
  • Has a smaller lot than 88% of homes in Summerville 29486
  • Newer than 90% of homes in Berkeley County

What homes are worth in Summerville 29486

Each bar is how many homes fall in that price range. The marker is this home.

This home
$245K$761K

This home is worth more than 31% of homes in Summerville 29486.

How it measures up in Summerville 29486

The dot is this home. The mark in the middle is the typical home in Summerville 29486.

Estimated value$355,264
CheaperTypical $404,649Pricier

Pricier than 31% of homes nearby

Price per ft²$180
CheaperTypical $205Pricier

Pricier than 30% of homes nearby

Living area1,976 ft²
SmallerTypical 2,094 ft²Bigger

Bigger than 44% of homes nearby

Lot size0.12 ac
SmallerTypical 0.17 acBigger

Bigger than 12% of homes nearby

Year built2022
OlderTypical 2019Newer

Newer than 81% of homes nearby

How 640 Silver Spruce St ranks against every home in each area.
MeasureThis homeSummerville 29486Berkeley County
Estimated valuepricier than$355,26431% of homes45% of homes
Price per ft²pricier than$18030% of homes30% of homes
Living areabigger than1,976 ft²44% of homes58% of homes
Lot sizebigger than0.12 ac12% of homes12% of homes
Year builtnewer than202281% of homes90% of homes

About 640 Silver Spruce St

How much is 640 Silver Spruce St, Summerville, SC worth?

The TopHap Estimate for 640 Silver Spruce St, Summerville, SC is $355,264 as of Aug 30, 2026. The likely range is $338,395 to $372,133. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Silver Spruce St, Summerville, SC last sell?

640 Silver Spruce St, Summerville, SC last sold on Oct 6, 2022 for $362,766, according to the county's recorded deed.

When was 640 Silver Spruce St, Summerville, SC built?

640 Silver Spruce St, Summerville, SC was built in 2022, making it 4 years old.

What schools serve 640 Silver Spruce St, Summerville, SC?

640 Silver Spruce St, Summerville, SC is assigned to Berkeley High School (high), rated C+; Berkeley Middle School (middle), rated C. All sit in Berkeley County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Silver Spruce St, Summerville, SC compare to other homes in Summerville 29486?

Among the 20,594 homes in Summerville 29486, it is worth more than 31% of them ($355,264 against a typical $404,649), its price per square foot is higher than 30% of them ($180 against a typical $205), it is bigger than 44% of them (1,976 ft² against a typical 2,094 ft²), its lot is bigger than 12% of them (0.12 ac against a typical 0.17 ac) and it is newer than 81% of them (2022 against a typical 2019). Measured against all of Berkeley County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Silver Spruce St, Summerville, SC?

The 2025 property tax bill for 640 Silver Spruce St, Summerville, SC was $289. The county assessed it at $367,100.

More homes on Silver Spruce St

Closest homes

More homes in Summerville 29486

Assigned schools

Explore the area

See this home in context

Open 640 Silver Spruce St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map