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Single Family ResidenceResidential
$428,355$376 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 74How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

640 WHITEWATER RUN

ELLIJAY, GA 30536
1
Beds
1
Baths
1,140 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$428K
$317K low$540K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$428,355
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$342,684

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,237 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$144,760 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$44,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$100,760
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$136,760
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$361,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGilmer
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.0.34
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 595 ft²Patio · 715 ft²Porch · 140 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Clear Creek Middle SchoolA-
Middle · Grades 6–8 · 2.4 mi
E
Clear Creek Elementary SchoolB+
Elementary · Grades PK–5 · 5.1 mi
H
Gilmer High SchoolB+
High · Grades 9–12 · 5.2 mi

District: Gilmer County School District

Neighborhood · ZIP 30536These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.98

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.73%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.8,777
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.57 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,928
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,555
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.65 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Whitewater Run measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 89% of homes in Ellijay 30536
  • Smaller than 82% of homes in Ellijay 30536
  • Among the smallest lots in Ellijay 30536
  • Older than 77% of homes in Gilmer County

What homes are worth in Ellijay 30536

Each bar is how many homes fall in that price range. The marker is this home.

This home
$73K$1.2M

This home is worth more than 50% of homes in Ellijay 30536.

How it measures up in Ellijay 30536

The dot is this home. The mark in the middle is the typical home in Ellijay 30536.

Estimated value$428,355
CheaperTypical $429,000Pricier

Pricier than 50% of homes nearby

Price per ft²$376
CheaperTypical $239Pricier

Pricier than 89% of homes nearby

Living area1,140 ft²
SmallerTypical 1,758 ft²Bigger

Bigger than 18% of homes nearby

Lot size0.34 ac
SmallerTypical 2 acBigger

Smaller than almost all homes nearby

Year built1986
OlderTypical 1997Newer

Newer than 26% of homes nearby

How 640 Whitewater Run ranks against every home in each area.
MeasureThis homeEllijay 30536Gilmer County
Estimated valuepricier than$428,35550% of homes54% of homes
Price per ft²pricier than$37689% of homes87% of homes
Living areabigger than1,140 ft²18% of homes21% of homes
Lot sizebigger than0.34 acalmost no homes6% of homes
Year builtnewer than198626% of homes23% of homes

About 640 Whitewater Run

How much is 640 Whitewater Run, Ellijay, GA worth?

The TopHap Estimate for 640 Whitewater Run, Ellijay, GA is $428,355 as of Jul 14, 2026. The likely range is $316,967 to $539,743. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Whitewater Run, Ellijay, GA last sell?

640 Whitewater Run, Ellijay, GA last sold on Feb 28, 2002, according to the county's recorded deed.

How big is 640 Whitewater Run, Ellijay, GA?

640 Whitewater Run, Ellijay, GA has 1 bedrooms, 1 bathrooms, 1,140 square feet of living space and a 0.34-acre lot.

When was 640 Whitewater Run, Ellijay, GA built?

640 Whitewater Run, Ellijay, GA was built in 1986, making it 40 years old. The building has 2 stories.

What schools serve 640 Whitewater Run, Ellijay, GA?

640 Whitewater Run, Ellijay, GA is assigned to Clear Creek Middle School (middle), rated A-; Clear Creek Elementary School (elementary), rated B+; Gilmer High School (high), rated B+. All sit in Gilmer County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Whitewater Run, Ellijay, GA compare to other homes in Ellijay 30536?

Among the 5,528 homes in Ellijay 30536, it is worth more than 50% of them ($428,355 against a typical $429,000), its price per square foot is higher than 89% of them ($376 against a typical $239), it is bigger than 18% of them (1,140 ft² against a typical 1,758 ft²), its lot is bigger than almost none of them (0.34 ac against a typical 2 ac) and it is newer than 26% of them (1986 against a typical 1997). Measured against all of Gilmer County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Whitewater Run, Ellijay, GA?

The 2025 property tax bill for 640 Whitewater Run, Ellijay, GA was $2,237. The county assessed it at $144,760.

Closest homes

More homes in Ellijay 30536

Assigned schools

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