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Single Family ResidenceResidential
$171,002$113 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $170,000 on Oct 25, 2022

641 RATTA RD

CHAZY, NY 12921
3
Beds
2 / 1
Baths
1,520 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.82 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$171K
$154K low$188K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$170,000 · Oct 25, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$4,082
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$3,266
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.91%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$166,920
CROSSCOUNTRY MORTGAGE INC · recorded Oct 25, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$772 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$150,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$39,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$110,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$150,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$150,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
46
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Modular
CountyClinton
Lot (acres)The size of the land the home sits on, from county records.0.82
HeatingThe type of heating system in the home.Forced Air
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 272 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Chazy Central Rural Elementary SchoolA-
Elementary · Grades KG–6 · 1.8 mi
M
Chazy Central Rural Junior-Senior High SchoolB
Middle · Grades 7–12 · 1.8 mi

District: Chazy Union Free School District

Neighborhood · ZIP 12921These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.153

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.2,099
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.63 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,195
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,287
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

641 Ratta Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Chazy 12921
  • Costs less per square foot than 86% of homes in Chazy 12921
  • Has a smaller lot than 71% of homes in Chazy 12921
  • Newer than 65% of homes in Clinton County

What homes are worth in Chazy 12921

Each bar is how many homes fall in that price range. The marker is this home.

This home
$97K$693K

This home is worth more than 18% of homes in Chazy 12921.

How it measures up in Chazy 12921

The dot is this home. The mark in the middle is the typical home in Chazy 12921.

Estimated value$171,002
CheaperTypical $244,838Pricier

Pricier than 18% of homes nearby

Price per ft²$113
CheaperTypical $150Pricier

Pricier than 14% of homes nearby

Living area1,520 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 46% of homes nearby

Lot size0.82 ac
SmallerTypical 1.2 acBigger

Bigger than 29% of homes nearby

Year built1986
OlderTypical 1974Newer

Newer than 63% of homes nearby

How 641 Ratta Rd ranks against every home in each area.
MeasureThis homeChazy 12921Clinton County
Estimated valuepricier than$171,00218% of homes33% of homes
Price per ft²pricier than$11314% of homes26% of homes
Living areabigger than1,520 ft²46% of homes55% of homes
Lot sizebigger than0.82 ac29% of homes49% of homes
Year builtnewer than198663% of homes65% of homes

About 641 Ratta Rd

How much is 641 Ratta Rd, Chazy, NY worth?

The TopHap Estimate for 641 Ratta Rd, Chazy, NY is $171,002 as of Jul 14, 2026. The likely range is $154,001 to $188,003. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 641 Ratta Rd, Chazy, NY last sell?

641 Ratta Rd, Chazy, NY last sold on Oct 25, 2022 for $170,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 641 Ratta Rd, Chazy, NY?

641 Ratta Rd, Chazy, NY has 3 bedrooms, 2 bathrooms, 1,520 square feet of living space and a 0.82-acre lot.

When was 641 Ratta Rd, Chazy, NY built?

641 Ratta Rd, Chazy, NY was built in 1986, making it 40 years old. It is a modular home. The building has 1 story.

What schools serve 641 Ratta Rd, Chazy, NY?

641 Ratta Rd, Chazy, NY is assigned to Chazy Central Rural Elementary School (elementary), rated A-; Chazy Central Rural Junior-Senior High School (middle), rated B. All sit in Chazy Union Free School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 641 Ratta Rd, Chazy, NY compare to other homes in Chazy 12921?

Among the 1,034 homes in Chazy 12921, it is worth more than 18% of them ($171,002 against a typical $244,838), its price per square foot is higher than 14% of them ($113 against a typical $150), it is bigger than 46% of them (1,520 ft² against a typical 1,568 ft²), its lot is bigger than 29% of them (0.82 ac against a typical 1.2 ac) and it is newer than 63% of them (1986 against a typical 1974). Measured against all of Clinton County, it is worth more than 33% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 641 Ratta Rd, Chazy, NY?

The 2025 property tax bill for 641 Ratta Rd, Chazy, NY was $772. The county assessed it at $150,100.

Closest homes

More homes in Chazy 12921

Assigned schools

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