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Single Family ResidenceResidential
$230,220$152 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $175,000 on Mar 31, 2022

642 RIDGE RD

LANCING, TN 37770
1
Baths
1,512 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1973
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$230K
$211K low$250K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$175,000 · Mar 31, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$72,720
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$58,176
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.70%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$157,500
MORTGAGE INVESTORS GROUP INC · recorded Mar 31, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$876 (2022)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$32,225 (2023)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,625
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$29,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$32,225
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$128,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
41
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMorgan
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2001
Lot (acres)The size of the land the home sits on, from county records.1.30
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 32 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Wartburg Central High SchoolC
High · Grades 9–12 · 6.7 mi
E
Wartburg Central Elementary SchoolC
Elementary · Grades PK–5 · 7.2 mi
M
Wartburg Central Middle SchoolC-
Middle · Grades 6–8 · 9.0 mi

District: Morgan County School District

Neighborhood · ZIP 37770These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.98

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.3,169
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.26 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,987
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,573
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

642 Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 70% of homes in Lancing 37770
  • Has a smaller lot than 75% of homes in Lancing 37770
  • Older than 74% of homes in Lancing 37770

What homes are worth in Lancing 37770

Each bar is how many homes fall in that price range. The marker is this home.

This home
$48K$620K

This home is worth more than 61% of homes in Lancing 37770.

How it measures up in Lancing 37770

The dot is this home. The mark in the middle is the typical home in Lancing 37770.

Estimated value$230,220
CheaperTypical $195,077Pricier

Pricier than 61% of homes nearby

Price per ft²$152
CheaperTypical $157Pricier

Pricier than 46% of homes nearby

Living area1,512 ft²
SmallerTypical 1,204 ft²Bigger

Bigger than 70% of homes nearby

Lot size1.3 ac
SmallerTypical 4.18 acBigger

Bigger than 25% of homes nearby

Year built1973
OlderTypical 1990Newer

Newer than 26% of homes nearby

How 642 Ridge Rd ranks against every home in each area.
MeasureThis homeLancing 37770Morgan County
Estimated valuepricier than$230,22061% of homes54% of homes
Price per ft²pricier than$15246% of homes38% of homes
Living areabigger than1,512 ft²70% of homes66% of homes
Lot sizebigger than1.3 ac25% of homes40% of homes
Year builtnewer than197326% of homes28% of homes

About 642 Ridge Rd

How much is 642 Ridge Rd, Lancing, TN worth?

The TopHap Estimate for 642 Ridge Rd, Lancing, TN is $230,220 as of Jul 14, 2026. The likely range is $210,519 to $249,921. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 642 Ridge Rd, Lancing, TN last sell?

642 Ridge Rd, Lancing, TN last sold on Mar 31, 2022 for $175,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 642 Ridge Rd, Lancing, TN?

642 Ridge Rd, Lancing, TN has 1 bathrooms, 1,512 square feet of living space and a 1.30-acre lot.

When was 642 Ridge Rd, Lancing, TN built?

642 Ridge Rd, Lancing, TN was built in 1973, making it 53 years old. The building has 1 story.

What schools serve 642 Ridge Rd, Lancing, TN?

642 Ridge Rd, Lancing, TN is assigned to Wartburg Central High School (high), rated C; Wartburg Central Elementary School (elementary), rated C; Wartburg Central Middle School (middle), rated C-. All sit in Morgan County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 642 Ridge Rd, Lancing, TN compare to other homes in Lancing 37770?

Among the 1,423 homes in Lancing 37770, it is worth more than 61% of them ($230,220 against a typical $195,077), its price per square foot is higher than 46% of them ($152 against a typical $157), it is bigger than 70% of them (1,512 ft² against a typical 1,204 ft²), its lot is bigger than 25% of them (1.3 ac against a typical 4.18 ac) and it is newer than 26% of them (1973 against a typical 1990). Measured against all of Morgan County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 642 Ridge Rd, Lancing, TN?

The 2022 property tax bill for 642 Ridge Rd, Lancing, TN was $876. The county assessed it at $32,225.

Closest homes

More homes in Lancing 37770

Assigned schools

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