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Single Family ResidenceResidential
$281,482$145 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

684 RIDGE RD

LANCING, TN 37770
2
Baths
1,943 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$281K
$234K low$329K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$66,482
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$53,186
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.71%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$120,000
BANK OF PUTNAM COUNTY · recorded Feb 24, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$60,000
JUDKINS JOE R
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$35,000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,211 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$44,550 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$37,450
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$44,550
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$178,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMORGAN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1981
Lot (acres)The size of the land the home sits on, from county records.5.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Unfinished
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 192 ft²Porch · 144 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Wartburg Central High SchoolC
High · Grades 9–12 · 6.8 mi
E
Wartburg Central Elementary SchoolC
Elementary · Grades PK–5 · 7.3 mi
M
Wartburg Central Middle SchoolC-
Middle · Grades 6–8 · 9.1 mi

District: Morgan County School District

Neighborhood · ZIP 37770These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.98

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.3,169
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.26 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,987
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,573
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

684 Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 73% of homes in Lancing 37770
  • Costs less per square foot than 66% of homes in Morgan County
  • Bigger than 86% of homes in Lancing 37770
  • Has a bigger lot than 70% of homes in Morgan County
  • Older than 69% of homes in Lancing 37770

What homes are worth in Lancing 37770

Each bar is how many homes fall in that price range. The marker is this home.

This home
$46K$620K

This home is worth more than 73% of homes in Lancing 37770.

How it measures up in Lancing 37770

The dot is this home. The mark in the middle is the typical home in Lancing 37770.

Estimated value$281,482
CheaperTypical $194,651Pricier

Pricier than 73% of homes nearby

Price per ft²$145
CheaperTypical $156Pricier

Pricier than 41% of homes nearby

Living area1,943 ft²
SmallerTypical 1,204 ft²Bigger

Bigger than 86% of homes nearby

Lot size5 ac
SmallerTypical 4.16 acBigger

Bigger than 55% of homes nearby

Year built1976
OlderTypical 1990Newer

Newer than 31% of homes nearby

How 684 Ridge Rd ranks against every home in each area.
MeasureThis homeLancing 37770Morgan County
Estimated valuepricier than$281,48273% of homes68% of homes
Price per ft²pricier than$14541% of homes34% of homes
Living areabigger than1,943 ft²86% of homes84% of homes
Lot sizebigger than5 ac55% of homes70% of homes
Year builtnewer than197631% of homes33% of homes

About 684 Ridge Rd

How much is 684 Ridge Rd, Lancing, TN worth?

The TopHap Estimate for 684 Ridge Rd, Lancing, TN is $281,482 as of Jul 14, 2026. The likely range is $233,618 to $329,346. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 684 Ridge Rd, Lancing, TN last sell?

684 Ridge Rd, Lancing, TN last sold on Jan 19, 1999, according to the county's recorded deed.

How big is 684 Ridge Rd, Lancing, TN?

684 Ridge Rd, Lancing, TN has 2 bathrooms, 1,943 square feet of living space and a 5.00-acre lot.

When was 684 Ridge Rd, Lancing, TN built?

684 Ridge Rd, Lancing, TN was built in 1976, making it 50 years old. The building has 1 story.

What schools serve 684 Ridge Rd, Lancing, TN?

684 Ridge Rd, Lancing, TN is assigned to Wartburg Central High School (high), rated C; Wartburg Central Elementary School (elementary), rated C; Wartburg Central Middle School (middle), rated C-. All sit in Morgan County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 684 Ridge Rd, Lancing, TN compare to other homes in Lancing 37770?

Among the 1,423 homes in Lancing 37770, it is worth more than 73% of them ($281,482 against a typical $194,651), its price per square foot is higher than 41% of them ($145 against a typical $156), it is bigger than 86% of them (1,943 ft² against a typical 1,204 ft²), its lot is bigger than 55% of them (5 ac against a typical 4.16 ac) and it is newer than 31% of them (1976 against a typical 1990). Measured against all of Morgan County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 684 Ridge Rd, Lancing, TN?

The 2025 property tax bill for 684 Ridge Rd, Lancing, TN was $1,211. The county assessed it at $44,550.

Closest homes

More homes in Lancing 37770

Assigned schools

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