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Single Family ResidenceResidential
$62,128$36 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 35How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $70,500 on Jul 23, 2021

643 COUNTY ROUTE 31

RAINBOW LAKE, NY 12976
3
Beds
2
Baths
1,716 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.31 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$62K
$22K low$103K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$70,500 · Jul 23, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,460 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$286,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$45,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$241,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$286,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$286,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyFRANKLIN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.1.31
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 140 ft²Porch · 36 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bloomingdale Elementary SchoolC-
Elementary · Grades KG–5 · 5.7 mi
H
Saranac Lake High SchoolB-
High · Grades 9–12 · 9.3 mi
M
Saranac Lake Middle SchoolB+
Middle · Grades 6–8 · 9.5 mi

District: Saranac Lake Central School District

Neighborhood · ZIP 12976These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.147
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.155

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.46%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.560
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.14 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,443
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,755
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

643 County Route 31 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Rainbow Lake 12976
  • Costs less per square foot than 95% of homes in Rainbow Lake 12976
  • Bigger than 72% of homes in Franklin County
  • Has a bigger lot than 67% of homes in Rainbow Lake 12976
  • Older than 69% of homes in Rainbow Lake 12976

What homes are worth in Rainbow Lake 12976

Each bar is how many homes fall in that price range. The marker is this home.

This home
$49K$1M

This home is worth more than 7% of homes in Rainbow Lake 12976.

How it measures up in Rainbow Lake 12976

The dot is this home. The mark in the middle is the typical home in Rainbow Lake 12976.

Estimated value$62,128
CheaperTypical $193,987Pricier

Pricier than 7% of homes nearby

Price per ft²$36
CheaperTypical $135Pricier

Pricier than 5% of homes nearby

Living area1,716 ft²
SmallerTypical 1,404 ft²Bigger

Bigger than 70% of homes nearby

Lot size1.31 ac
SmallerTypical 1 acBigger

Bigger than 67% of homes nearby

Year built1950
OlderTypical 1978Newer

Newer than 31% of homes nearby

How 643 County Route 31 ranks against every home in each area.
MeasureThis homeRainbow Lake 12976Franklin County
Estimated valuepricier than$62,1287% of homes15% of homes
Price per ft²pricier than$365% of homes5% of homes
Living areabigger than1,716 ft²70% of homes72% of homes
Lot sizebigger than1.31 ac67% of homes55% of homes
Year builtnewer than195031% of homes44% of homes

About 643 County Route 31

How much is 643 County Route 31, Rainbow Lake, NY worth?

The TopHap Estimate for 643 County Route 31, Rainbow Lake, NY is $62,128 as of Sep 24, 2026. The likely range is $21,710 to $102,546. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 643 County Route 31, Rainbow Lake, NY last sell?

643 County Route 31, Rainbow Lake, NY last sold on Jul 23, 2021 for $70,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 643 County Route 31, Rainbow Lake, NY?

643 County Route 31, Rainbow Lake, NY has 3 bedrooms, 2 bathrooms, 1,716 square feet of living space and a 1.31-acre lot.

When was 643 County Route 31, Rainbow Lake, NY built?

643 County Route 31, Rainbow Lake, NY was built in 1950, making it 76 years old. It is a ranch home. The building has 1 story.

What schools serve 643 County Route 31, Rainbow Lake, NY?

643 County Route 31, Rainbow Lake, NY is assigned to Bloomingdale Elementary School (elementary), rated C-; Saranac Lake High School (high), rated B-; Saranac Lake Middle School (middle), rated B+. All sit in Saranac Lake Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 643 County Route 31, Rainbow Lake, NY compare to other homes in Rainbow Lake 12976?

Among the 277 homes in Rainbow Lake 12976, it is worth more than 7% of them ($62,128 against a typical $193,987), its price per square foot is higher than 5% of them ($36 against a typical $135), it is bigger than 70% of them (1,716 ft² against a typical 1,404 ft²), its lot is bigger than 67% of them (1.31 ac against a typical 1 ac) and it is newer than 31% of them (1950 against a typical 1978). Measured against all of Franklin County, it is worth more than 15% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 643 County Route 31, Rainbow Lake, NY?

The 2026 property tax bill for 643 County Route 31, Rainbow Lake, NY was $3,460. The county assessed it at $286,300.

More homes on County Route 31

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More homes in Rainbow Lake 12976

Assigned schools

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