Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$247,486$182 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $138,000 on Mar 20, 2009

643 DIAMOND RIDGE DR NE

CLEVELAND, TN 37312
2
Baths
1,360 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.46 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$247K
$227K low$268K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$138,000 · Mar 20, 2009
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$55,486
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$44,389
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.74%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$152,000
TENNESSEE VALLEY FCU · recorded Apr 29, 2022
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$40,000
TENNESSEE VALLEY FCU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$818 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$46,000 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,350
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$40,650
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$46,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$184,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBradley
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2008
Lot (acres)The size of the land the home sits on, from county records.0.46
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 144 ft²Patio · 144 ft²Porch · 54 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
North Lee Elementary SchoolB
Elementary · Grades KG–5 · 1.2 mi
M
Ocoee Middle SchoolB
Middle · Grades 6–8 · 3.5 mi
H
Walker Valley High SchoolB
High · Grades 9–12 · 5.1 mi

District: Bradley County School District

Neighborhood · ZIP 37312These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.124
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.154

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.36,572
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.579 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,208
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,681
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

643 Diamond Ridge Dr Ne measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Cleveland 37312
  • Smaller than 71% of homes in Cleveland 37312

What homes are worth in Cleveland 37312

Each bar is how many homes fall in that price range. The marker is this home.

This home
$132K$840K

This home is worth more than 21% of homes in Cleveland 37312.

How it measures up in Cleveland 37312

The dot is this home. The mark in the middle is the typical home in Cleveland 37312.

Estimated value$247,486
CheaperTypical $325,028Pricier

Pricier than 21% of homes nearby

Price per ft²$182
CheaperTypical $188Pricier

Pricier than 42% of homes nearby

Living area1,360 ft²
SmallerTypical 1,707 ft²Bigger

Bigger than 29% of homes nearby

Lot size0.46 ac
SmallerTypical 0.5 acBigger

Bigger than 46% of homes nearby

Year built1988
OlderTypical 1988Newer

Newer than 50% of homes nearby

How 643 Diamond Ridge Dr Ne ranks against every home in each area.
MeasureThis homeCleveland 37312Bradley County
Estimated valuepricier than$247,48621% of homes37% of homes
Price per ft²pricier than$18242% of homes45% of homes
Living areabigger than1,360 ft²29% of homes42% of homes
Lot sizebigger than0.46 ac46% of homes38% of homes
Year builtnewer than198850% of homes54% of homes

About 643 Diamond Ridge Dr Ne

How much is 643 Diamond Ridge Dr Ne, Cleveland, TN worth?

The TopHap Estimate for 643 Diamond Ridge Dr Ne, Cleveland, TN is $247,486 as of Jul 14, 2026. The likely range is $227,017 to $267,955. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 643 Diamond Ridge Dr Ne, Cleveland, TN last sell?

643 Diamond Ridge Dr Ne, Cleveland, TN last sold on Mar 20, 2009 for $138,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 643 Diamond Ridge Dr Ne, Cleveland, TN?

643 Diamond Ridge Dr Ne, Cleveland, TN has 2 bathrooms, 1,360 square feet of living space and a 0.46-acre lot.

When was 643 Diamond Ridge Dr Ne, Cleveland, TN built?

643 Diamond Ridge Dr Ne, Cleveland, TN was built in 1988, making it 38 years old. The building has 1 story.

What schools serve 643 Diamond Ridge Dr Ne, Cleveland, TN?

643 Diamond Ridge Dr Ne, Cleveland, TN is assigned to North Lee Elementary School (elementary), rated B; Ocoee Middle School (middle), rated B; Walker Valley High School (high), rated B. All sit in Bradley County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 643 Diamond Ridge Dr Ne, Cleveland, TN compare to other homes in Cleveland 37312?

Among the 13,725 homes in Cleveland 37312, it is worth more than 21% of them ($247,486 against a typical $325,028), its price per square foot is higher than 42% of them ($182 against a typical $188), it is bigger than 29% of them (1,360 ft² against a typical 1,707 ft²), its lot is bigger than 46% of them (0.46 ac against a typical 0.5 ac) and it is newer than 50% of them (1988 against a typical 1988). Measured against all of Bradley County, it is worth more than 37% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 643 Diamond Ridge Dr Ne, Cleveland, TN?

The 2024 property tax bill for 643 Diamond Ridge Dr Ne, Cleveland, TN was $818. The county assessed it at $46,000.

Closest homes

More homes in Cleveland 37312

Assigned schools

Explore the area

See this home in context

Open 643 Diamond Ridge Dr Ne on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map