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Single Family ResidenceResidential
$233,981$187 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $140,000 on Mar 14, 2018

645 DIAMOND RIDGE DR NE

CLEVELAND, TN 37312
2
Baths
1,248 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.42 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$234K
$195K low$273K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$140,000 · Mar 14, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$83,981
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$67,185
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.60%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$150,000
CAPSTAR BANK · recorded Feb 16, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$770 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$43,300 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,825
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$38,475
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$43,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$173,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBradley
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2015
Lot (acres)The size of the land the home sits on, from county records.0.42
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 144 ft²Patio · 144 ft²Porch · 120 ft²

Transaction History(10)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
North Lee Elementary SchoolB
Elementary · Grades KG–5 · 1.2 mi
M
Ocoee Middle SchoolB
Middle · Grades 6–8 · 3.5 mi
H
Walker Valley High SchoolB
High · Grades 9–12 · 5.1 mi

District: Bradley County School District

Neighborhood · ZIP 37312These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.124
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.154

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.36,572
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.579 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,208
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,681
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 Diamond Ridge Dr Ne measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Cleveland 37312
  • Smaller than 80% of homes in Cleveland 37312
  • Has a smaller lot than 66% of homes in Bradley County
  • Newer than 74% of homes in Bradley County

What homes are worth in Cleveland 37312

Each bar is how many homes fall in that price range. The marker is this home.

This home
$132K$840K

This home is worth more than 16% of homes in Cleveland 37312.

How it measures up in Cleveland 37312

The dot is this home. The mark in the middle is the typical home in Cleveland 37312.

Estimated value$233,981
CheaperTypical $325,028Pricier

Pricier than 16% of homes nearby

Price per ft²$187
CheaperTypical $188Pricier

Pricier than 49% of homes nearby

Living area1,248 ft²
SmallerTypical 1,707 ft²Bigger

Bigger than 20% of homes nearby

Lot size0.42 ac
SmallerTypical 0.5 acBigger

Bigger than 41% of homes nearby

Year built2001
OlderTypical 1988Newer

Newer than 68% of homes nearby

How 645 Diamond Ridge Dr Ne ranks against every home in each area.
MeasureThis homeCleveland 37312Bradley County
Estimated valuepricier than$233,98116% of homes32% of homes
Price per ft²pricier than$18749% of homes51% of homes
Living areabigger than1,248 ft²20% of homes33% of homes
Lot sizebigger than0.42 ac41% of homes34% of homes
Year builtnewer than200168% of homes74% of homes

About 645 Diamond Ridge Dr Ne

How much is 645 Diamond Ridge Dr Ne, Cleveland, TN worth?

The TopHap Estimate for 645 Diamond Ridge Dr Ne, Cleveland, TN is $233,981 as of Jul 14, 2026. The likely range is $194,952 to $273,010. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 645 Diamond Ridge Dr Ne, Cleveland, TN last sell?

645 Diamond Ridge Dr Ne, Cleveland, TN last sold on Mar 14, 2018 for $140,000, according to the county's recorded deed. TopHap holds 7 recorded sales for this parcel.

How big is 645 Diamond Ridge Dr Ne, Cleveland, TN?

645 Diamond Ridge Dr Ne, Cleveland, TN has 2 bathrooms, 1,248 square feet of living space and a 0.42-acre lot.

When was 645 Diamond Ridge Dr Ne, Cleveland, TN built?

645 Diamond Ridge Dr Ne, Cleveland, TN was built in 2001, making it 25 years old. The building has 1 story.

What schools serve 645 Diamond Ridge Dr Ne, Cleveland, TN?

645 Diamond Ridge Dr Ne, Cleveland, TN is assigned to North Lee Elementary School (elementary), rated B; Ocoee Middle School (middle), rated B; Walker Valley High School (high), rated B. All sit in Bradley County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 645 Diamond Ridge Dr Ne, Cleveland, TN compare to other homes in Cleveland 37312?

Among the 13,725 homes in Cleveland 37312, it is worth more than 16% of them ($233,981 against a typical $325,028), its price per square foot is higher than 49% of them ($187 against a typical $188), it is bigger than 20% of them (1,248 ft² against a typical 1,707 ft²), its lot is bigger than 41% of them (0.42 ac against a typical 0.5 ac) and it is newer than 68% of them (2001 against a typical 1988). Measured against all of Bradley County, it is worth more than 32% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 645 Diamond Ridge Dr Ne, Cleveland, TN?

The 2024 property tax bill for 645 Diamond Ridge Dr Ne, Cleveland, TN was $770. The county assessed it at $43,300.

Closest homes

More homes in Cleveland 37312

Assigned schools

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