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Single Family ResidenceResidential
$189,039$108 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $196,000 on Oct 3, 2014

643 RIVERSIDE AVE NW

MELROSE, MN 56352
3
Beds
1
Baths
1,748 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$189K
$177K low$201K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$196,000 · Oct 3, 2014
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$189,039
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$151,231

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,320 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$318,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$52,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$266,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$317,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$318,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
97
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
52
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
22
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.115 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountySTEARNS
Lot (acres)The size of the land the home sits on, from county records.3.10
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Melrose Elementary SchoolB+
Elementary · Grades PK–5 · 1.0 mi
M
Melrose Middle SchoolC
Middle · Grades 6–8 · 1.0 mi
H
Melrose Secondary SchoolA-
High · Grades 9–12 · 1.0 mi

District: Melrose Public School District

Neighborhood · ZIP 56352These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.136
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.5,654
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.49 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,876
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,406
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.27 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

643 Riverside Ave Nw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 84% of homes in Stearns County
  • Bigger than 76% of homes in Stearns County
  • Has a bigger lot than 82% of homes in Stearns County

What homes are worth in Melrose 56352

Each bar is how many homes fall in that price range. The marker is this home.

This home
$71K$507K

This home is worth more than 46% of homes in Melrose 56352.

How it measures up in Melrose 56352

The dot is this home. The mark in the middle is the typical home in Melrose 56352.

Estimated value$189,039
CheaperTypical $199,128Pricier

Pricier than 46% of homes nearby

Price per ft²$108
CheaperTypical $131Pricier

Pricier than 34% of homes nearby

Living area1,748 ft²
SmallerTypical 1,464 ft²Bigger

Bigger than 72% of homes nearby

Lot size3.1 ac
SmallerTypical 0.48 acBigger

Bigger than 72% of homes nearby

Year built1980
OlderTypical 1975Newer

Newer than 59% of homes nearby

How 643 Riverside Ave Nw ranks against every home in each area.
MeasureThis homeMelrose 56352Stearns County
Estimated valuepricier than$189,03946% of homes41% of homes
Price per ft²pricier than$10834% of homes16% of homes
Living areabigger than1,748 ft²72% of homes76% of homes
Lot sizebigger than3.1 ac72% of homes82% of homes
Year builtnewer than198059% of homes48% of homes

About 643 Riverside Ave Nw

How much is 643 Riverside Ave Nw, Melrose, MN worth?

The TopHap Estimate for 643 Riverside Ave Nw, Melrose, MN is $189,039 as of Jul 14, 2026. The likely range is $177,222 to $200,856. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 643 Riverside Ave Nw, Melrose, MN last sell?

643 Riverside Ave Nw, Melrose, MN last sold on Oct 3, 2014 for $196,000, according to the county's recorded deed.

How big is 643 Riverside Ave Nw, Melrose, MN?

643 Riverside Ave Nw, Melrose, MN has 3 bedrooms, 1 bathrooms, 1,748 square feet of living space and a 3.10-acre lot.

When was 643 Riverside Ave Nw, Melrose, MN built?

643 Riverside Ave Nw, Melrose, MN was built in 1980, making it 46 years old. It is a split level home. The building has 1 story.

What schools serve 643 Riverside Ave Nw, Melrose, MN?

643 Riverside Ave Nw, Melrose, MN is assigned to Melrose Elementary School (elementary), rated B+; Melrose Middle School (middle), rated C; Melrose Secondary School (high), rated A-. All sit in Melrose Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 643 Riverside Ave Nw, Melrose, MN compare to other homes in Melrose 56352?

Among the 2,136 homes in Melrose 56352, it is worth more than 46% of them ($189,039 against a typical $199,128), its price per square foot is higher than 34% of them ($108 against a typical $131), it is bigger than 72% of them (1,748 ft² against a typical 1,464 ft²), its lot is bigger than 72% of them (3.1 ac against a typical 0.48 ac) and it is newer than 59% of them (1980 against a typical 1975). Measured against all of Stearns County, it is worth more than 41% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 643 Riverside Ave Nw, Melrose, MN?

The 2026 property tax bill for 643 Riverside Ave Nw, Melrose, MN was $3,320. The county assessed it at $318,800.

Closest homes

More homes in Melrose 56352

Assigned schools

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