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Single Family ResidenceResidential
$270,750$161 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $375,000 on May 21, 2024

643 RUSSELL ST

CRAIG, CO 81625
2
Beds
2
Baths
1,680 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1951
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
11
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$271K
$246K low$295K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$375,000 · May 21, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.111%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$300,000
CHARLES E GAERTNER ETAL · 7% 2 · recorded May 21, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$392 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$4,272 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$68,340

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
27
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
66
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
16
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
44
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMoffat
Lot (acres)The size of the land the home sits on, from county records.0.14
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sandrock Elementary SchoolC+
Elementary · Grades PK–5 · 0.4 mi
M
Craig Middle SchoolC
Middle · Grades 6–8 · 0.4 mi
H
Moffat County High SchoolC-
High · Grades 9–12 · 1.1 mi

District: Moffat County School District Re-1

Neighborhood · ZIP 81625These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.12,518
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,032
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,677
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.71%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

643 Russell St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 82% of homes in Craig 81625
  • Older than 84% of homes in Craig 81625

What homes are worth in Craig 81625

Each bar is how many homes fall in that price range. The marker is this home.

This home
$98K$652K

This home is worth more than 41% of homes in Craig 81625.

How it measures up in Craig 81625

The dot is this home. The mark in the middle is the typical home in Craig 81625.

Estimated value$270,750
CheaperTypical $296,498Pricier

Pricier than 41% of homes nearby

Price per ft²$161
CheaperTypical $182Pricier

Pricier than 37% of homes nearby

Living area1,680 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 64% of homes nearby

Lot size0.14 ac
SmallerTypical 0.25 acBigger

Bigger than 18% of homes nearby

Year built1951
OlderTypical 1979Newer

Newer than 16% of homes nearby

How 643 Russell St ranks against every home in each area.
MeasureThis homeCraig 81625
Estimated valuepricier than$270,75041% of homes
Price per ft²pricier than$16137% of homes
Living areabigger than1,680 ft²64% of homes
Lot sizebigger than0.14 ac18% of homes
Year builtnewer than195116% of homes

About 643 Russell St

How much is 643 Russell St, Craig, CO worth?

The TopHap Estimate for 643 Russell St, Craig, CO is $270,750 as of Jun 23, 2026. The likely range is $246,382 to $295,117. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 643 Russell St, Craig, CO last sell?

643 Russell St, Craig, CO last sold on May 21, 2024 for $375,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 643 Russell St, Craig, CO?

643 Russell St, Craig, CO has 2 bedrooms, 2 bathrooms, 1,680 square feet of living space and a 0.14-acre lot.

When was 643 Russell St, Craig, CO built?

643 Russell St, Craig, CO was built in 1951, making it 75 years old. It is a ranch home. The building has 1 story.

What schools serve 643 Russell St, Craig, CO?

643 Russell St, Craig, CO is assigned to Sandrock Elementary School (elementary), rated C+; Craig Middle School (middle), rated C; Moffat County High School (high), rated C-. All sit in Moffat County School District Re-1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 643 Russell St, Craig, CO compare to other homes in Craig 81625?

Among the 5,033 homes in Craig 81625, it is worth more than 41% of them ($270,750 against a typical $296,498), its price per square foot is higher than 37% of them ($161 against a typical $182), it is bigger than 64% of them (1,680 ft² against a typical 1,440 ft²), its lot is bigger than 18% of them (0.14 ac against a typical 0.25 ac) and it is newer than 16% of them (1951 against a typical 1979). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 643 Russell St, Craig, CO?

The 2025 property tax bill for 643 Russell St, Craig, CO was $392. The county assessed it at $4,272.

Closest homes

More homes in Craig 81625

Assigned schools

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