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Single Family ResidenceResidential
$468,317$257 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $300,000 on Jul 14, 2020

644 ELK RIVER DR

ORMOND BEACH, FL 32174
2
Baths
1,819 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
2014
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$468K
$438K low$498K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$300,000 · Jul 14, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$468,317
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$374,654

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,653 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$371,297 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$360,833
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$408,896

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
53
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
44
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
97
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
70
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFlagler
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Flagler Palm Coast High SchoolC-
High · Grades 9–12 · 7.3 mi
E
Bunnell Elementary SchoolC+
Elementary · Grades PK–5 · 8.4 mi
M
Buddy Taylor Middle SchoolC+
Middle · Grades 6–8 · 11.0 mi

District: Flagler County School District

Neighborhood · ZIP 32174These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.70
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.57,349
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.439 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,915
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,814
Average tempThe average temperature here across a full year.70°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

644 Elk River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Flagler County
  • Costs more per square foot than 83% of homes in Ormond Beach 32174
  • Smaller than 82% of homes in Plantation Bay
  • Has a smaller lot than 82% of homes in Flagler County
  • Newer than 84% of homes in Ormond Beach 32174

What homes are worth in Ormond Beach 32174

Each bar is how many homes fall in that price range. The marker is this home.

This home
$163K$1M

This home is worth more than 66% of homes in Ormond Beach 32174.

How it measures up in Ormond Beach 32174

The dot is this home. The mark in the middle is the typical home in Ormond Beach 32174.

Estimated value$468,317
CheaperTypical $399,000Pricier

Pricier than 66% of homes nearby

Price per ft²$257
CheaperTypical $212Pricier

Pricier than 83% of homes nearby

Living area1,819 ft²
SmallerTypical 1,877 ft²Bigger

Bigger than 47% of homes nearby

Lot size0.2 ac
SmallerTypical 0.24 acBigger

Bigger than 32% of homes nearby

Year built2014
OlderTypical 1990Newer

Newer than 84% of homes nearby

How 644 Elk River Dr ranks against every home in each area.
MeasureThis homePlantation BayOrmond Beach 32174Flagler County
Estimated valuepricier than$468,31732% of homes66% of homes71% of homes
Price per ft²pricier than$25754% of homes83% of homes75% of homes
Living areabigger than1,819 ft²18% of homes47% of homes45% of homes
Lot sizebigger than0.2 ac33% of homes32% of homes18% of homes
Year builtnewer than201455% of homes84% of homes75% of homes

About 644 Elk River Dr

How much is 644 Elk River Dr, Ormond Beach, FL worth?

The TopHap Estimate for 644 Elk River Dr, Ormond Beach, FL is $468,317 as of Jul 14, 2026. The likely range is $438,336 to $498,298. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 644 Elk River Dr, Ormond Beach, FL last sell?

644 Elk River Dr, Ormond Beach, FL last sold on Jul 14, 2020 for $300,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 644 Elk River Dr, Ormond Beach, FL?

644 Elk River Dr, Ormond Beach, FL has 2 bathrooms, 1,819 square feet of living space and a 0.20-acre lot.

When was 644 Elk River Dr, Ormond Beach, FL built?

644 Elk River Dr, Ormond Beach, FL was built in 2014, making it 12 years old. The building has 1 story.

What schools serve 644 Elk River Dr, Ormond Beach, FL?

644 Elk River Dr, Ormond Beach, FL is assigned to Flagler Palm Coast High School (high), rated C-; Bunnell Elementary School (elementary), rated C+; Buddy Taylor Middle School (middle), rated C+. All sit in Flagler County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 644 Elk River Dr, Ormond Beach, FL compare to other homes in Ormond Beach 32174?

Among the 22,387 homes in Ormond Beach 32174, it is worth more than 66% of them ($468,317 against a typical $399,000), its price per square foot is higher than 83% of them ($257 against a typical $212), it is bigger than 47% of them (1,819 ft² against a typical 1,877 ft²), its lot is bigger than 32% of them (0.2 ac against a typical 0.24 ac) and it is newer than 84% of them (2014 against a typical 1990). Measured against all of Flagler County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 644 Elk River Dr, Ormond Beach, FL?

The 2025 property tax bill for 644 Elk River Dr, Ormond Beach, FL was $4,653. The county assessed it at $371,297.

Closest homes

More homes in Ormond Beach 32174

Assigned schools

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