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Single Family ResidenceResidential
$516,011$190 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

644 RUTLEDGE DR

HENDERSONVILLE, NC 28739
4
Beds
2.5
Baths
2,722 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.89 ac
Lot SizeThe size of the land the home sits on, from county records.
1896
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$516K
$441K low$591K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$161,811
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$129,449
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.66%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$354,200
HOMETRUST BANK · recorded Jul 8, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,187 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$169,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$120,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$49,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$275,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$169,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyHENDERSON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1960
Lot (acres)The size of the land the home sits on, from county records.2.89
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Electric
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 304 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Flat Rock Middle SchoolB
Middle · Grades 6–8 · 1.2 mi
H
East Henderson High SchoolB-
High · Grades 9–12 · 1.6 mi
E
Atkinson Elementary SchoolB-
Elementary · Grades PK–5 · 2.6 mi

District: Henderson County Schools

Neighborhood · ZIP 28739These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.99

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.21,625
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.344 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,417
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,210
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.69 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

644 Rutledge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Henderson County
  • Costs less per square foot than 83% of homes in Hendersonville 28739
  • Bigger than 85% of homes in Henderson County
  • Has a bigger lot than 90% of homes in Hendersonville 28739
  • Among the oldest homes in Henderson County

What homes are worth in Hendersonville 28739

Each bar is how many homes fall in that price range. The marker is this home.

This home
$145K$1.5M

This home is worth more than 57% of homes in Hendersonville 28739.

How it measures up in Hendersonville 28739

The dot is this home. The mark in the middle is the typical home in Hendersonville 28739.

Estimated value$516,011
CheaperTypical $466,616Pricier

Pricier than 57% of homes nearby

Price per ft²$190
CheaperTypical $251Pricier

Pricier than 17% of homes nearby

Living area2,722 ft²
SmallerTypical 1,836 ft²Bigger

Bigger than 78% of homes nearby

Lot size2.89 ac
SmallerTypical 0.71 acBigger

Bigger than 90% of homes nearby

Year built1896
OlderTypical 1986Newer

Older than almost all homes nearby

How 644 Rutledge Dr ranks against every home in each area.
MeasureThis homeHendersonville 28739Henderson County
Estimated valuepricier than$516,01157% of homes68% of homes
Price per ft²pricier than$19017% of homes19% of homes
Living areabigger than2,722 ft²78% of homes85% of homes
Lot sizebigger than2.89 ac90% of homes87% of homes
Year builtnewer than1896almost no homesalmost no homes

About 644 Rutledge Dr

How much is 644 Rutledge Dr, Hendersonville, NC worth?

The TopHap Estimate for 644 Rutledge Dr, Hendersonville, NC is $516,011 as of Jul 14, 2026. The likely range is $440,911 to $591,111. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 644 Rutledge Dr, Hendersonville, NC last sell?

644 Rutledge Dr, Hendersonville, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 644 Rutledge Dr, Hendersonville, NC?

644 Rutledge Dr, Hendersonville, NC has 4 bedrooms, 2.5 bathrooms, 2,722 square feet of living space and a 2.89-acre lot.

When was 644 Rutledge Dr, Hendersonville, NC built?

644 Rutledge Dr, Hendersonville, NC was built in 1896, making it 130 years old. It is a conventional home. The building has 1 story.

What schools serve 644 Rutledge Dr, Hendersonville, NC?

644 Rutledge Dr, Hendersonville, NC is assigned to Flat Rock Middle School (middle), rated B; East Henderson High School (high), rated B-; Atkinson Elementary School (elementary), rated B-. All sit in Henderson County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 644 Rutledge Dr, Hendersonville, NC compare to other homes in Hendersonville 28739?

Among the 11,074 homes in Hendersonville 28739, it is worth more than 57% of them ($516,011 against a typical $466,616), its price per square foot is higher than 17% of them ($190 against a typical $251), it is bigger than 78% of them (2,722 ft² against a typical 1,836 ft²), its lot is bigger than 90% of them (2.89 ac against a typical 0.71 ac) and it is newer than almost none of them (1896 against a typical 1986). Measured against all of Henderson County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 644 Rutledge Dr, Hendersonville, NC?

The 2025 property tax bill for 644 Rutledge Dr, Hendersonville, NC was $1,187. The county assessed it at $169,500.

Closest homes

More homes in Hendersonville 28739

Assigned schools

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