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Single Family ResidenceResidential
$408,260$270 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $410,000 on Mar 13, 2026

644 SPIRIT LAKE HWY

CASTLE ROCK, WA 98611
3
Beds
2
Baths
1,512 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.6 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$408K
$374K low$442K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$410,000 · Mar 13, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$74,260
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$59,408
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.82%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$334,000
GUILD MORTGAGE CO · recorded Mar 13, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,005 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$376,520 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$49,280
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$327,240
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$358,120
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$376,520

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Mobile Home
CountyCowlitz
Lot (acres)The size of the land the home sits on, from county records.1.60
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Castle Rock High SchoolD+
High · Grades 9–12 · 1.6 mi
M
Castle Rock Middle SchoolC-
Middle · Grades 6–8 · 1.9 mi
E
Castle Rock Elementary SchoolD+
Elementary · Grades PK–5 · 1.9 mi

District: Castle Rock School District

Neighborhood · ZIP 98611These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.85
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.172

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.10,313
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.84 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,330
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,543
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.61 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.35%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

644 Spirit Lake Hwy measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 74% of homes in Castle Rock 98611
  • Newer than 97% of homes in Cowlitz County

What homes are worth in Castle Rock 98611

Each bar is how many homes fall in that price range. The marker is this home.

This home
$196K$862K

This home is worth more than 45% of homes in Castle Rock 98611.

How it measures up in Castle Rock 98611

The dot is this home. The mark in the middle is the typical home in Castle Rock 98611.

Estimated value$408,260
CheaperTypical $430,119Pricier

Pricier than 45% of homes nearby

Price per ft²$270
CheaperTypical $268Pricier

Pricier than 52% of homes nearby

Living area1,512 ft²
SmallerTypical 1,563 ft²Bigger

Bigger than 47% of homes nearby

Lot size1.6 ac
SmallerTypical 2.82 acBigger

Bigger than 26% of homes nearby

Year built2021
OlderTypical 1980Newer

Newer than 96% of homes nearby

How 644 Spirit Lake Hwy ranks against every home in each area.
MeasureThis homeCastle Rock 98611Cowlitz County
Estimated valuepricier than$408,26045% of homes57% of homes
Price per ft²pricier than$27052% of homes58% of homes
Living areabigger than1,512 ft²47% of homes53% of homes
Lot sizebigger than1.6 ac26% of homes52% of homes
Year builtnewer than202196% of homes97% of homes

About 644 Spirit Lake Hwy

How much is 644 Spirit Lake Hwy, Castle Rock, WA worth?

The TopHap Estimate for 644 Spirit Lake Hwy, Castle Rock, WA is $408,260 as of Jul 14, 2026. The likely range is $374,116 to $442,404. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 644 Spirit Lake Hwy, Castle Rock, WA last sell?

644 Spirit Lake Hwy, Castle Rock, WA last sold on Mar 13, 2026 for $410,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 644 Spirit Lake Hwy, Castle Rock, WA?

644 Spirit Lake Hwy, Castle Rock, WA has 3 bedrooms, 2 bathrooms, 1,512 square feet of living space and a 1.60-acre lot.

When was 644 Spirit Lake Hwy, Castle Rock, WA built?

644 Spirit Lake Hwy, Castle Rock, WA was built in 2021, making it 5 years old. It is a mobile home home. The building has 1 story.

What schools serve 644 Spirit Lake Hwy, Castle Rock, WA?

644 Spirit Lake Hwy, Castle Rock, WA is assigned to Castle Rock High School (high), rated D+; Castle Rock Middle School (middle), rated C-; Castle Rock Elementary School (elementary), rated D+. All sit in Castle Rock School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 644 Spirit Lake Hwy, Castle Rock, WA compare to other homes in Castle Rock 98611?

Among the 4,447 homes in Castle Rock 98611, it is worth more than 45% of them ($408,260 against a typical $430,119), its price per square foot is higher than 52% of them ($270 against a typical $268), it is bigger than 47% of them (1,512 ft² against a typical 1,563 ft²), its lot is bigger than 26% of them (1.6 ac against a typical 2.82 ac) and it is newer than 96% of them (2021 against a typical 1980). Measured against all of Cowlitz County, it is worth more than 57% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 644 Spirit Lake Hwy, Castle Rock, WA?

The 2025 property tax bill for 644 Spirit Lake Hwy, Castle Rock, WA was $3,005. The county assessed it at $376,520.

Closest homes

More homes in Castle Rock 98611

Assigned schools

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